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This is not a good time for equity investments.I have a self directed brokerage account with fidelity and have done nothing for months with the exception of a purchase of some short term cooperate bonds.The bond markets have to be investigated like everything else as one may purchase 2aa or higher and may fall before maturity.Its a difficult time period and would be interesting in other ideas.
It could be a good time for equity. You have to do your homework. If noone can explain how they are succeeding then it is probably too good to be true. Buying in a down market with skepticism can be profitable.