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When my daughter was selling mortgage re-if's before the crash; she was on 100% commission with the potintial to make 6 figures a year. Her training consisted of only the benefits of different types of mortgages. She knew nothing of their dangers, downsides, or unintended consequences.
Marketing has become a tool to seperate the undereducated from their hard earned money or as propagada to deceive us with only the good side of the coin and not the bad (e.g. oil and nat gas fracking and pipe line commercials).
Half truths are the same thing as whole lies.