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Last week, I got one of those regular newsletters from a reputable website .. maybe Oprah or even AARP (I don't remember) .. which included a link about "making sure you have enough for retirement". When I accessed it, there was a free download from some money management firm; I read it, and was disappointed in how basic & generic it was .. not an engine into which you could plug some numbers & get feedback. I forgot all about it.
About a half hour ago, I got a call from the financial management firm sponsoring the offer. I told the representative I was just curious about the feedback I'd get, and was disappointed in their material. He admitted that it was really just a "marketing tool", but then proceeded to pressure me about considering portfolio management services. I tried to be polite & firm about not being interested, but that only seemed to make him more motivated & confrontational. After about 3 rounds, after telling him that arguing with me wasn't a good motivational strategy, I hung up on him!
I don't like being "rude", but what exactly do we "owe" people whose companies try to lure you in via "free information", and then try to pressure you into using their services? Your experiences?