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- state licensing requirements that often get in the way regardless of the person's experience
- work was contract work with no benefits.
- Once the contract or patient expired, the assignment was over. There was no guarantee of when another assignment would be forth coming.
- As an independent contractor, one cannot collect unemployment benefits.
- Because she was an independent contractor, she had no company paid health insurance, nor could she afford an individual policy.
- Almost all are independent contractors which means that they also are not covered for workers compensation. So if they injure themselves lifting an elderly patient or slip on the floor moving a patient, they get no coverage or benefits if they are unable to work.
- Of course as an indpendent contractor, they have no paid sick days.
- The result of all this is a very high turnover among care takers for many agencies as those who are "good at the job" often find steady work elsewhere or more pay and benefits from another agency or nursing home.
Posted by golfinsailor
Your post says much about the American worker and their quest for success. It indicates many of those "excuses" that scare off many. I did say, NOT to work for someone else - of course, then you do have to take care of your own payroll taxes, health care coverage, disability coverage, retirement and keep the jobs rolling in.
As a contrast to your story - let me introduce you to my friend from Romania.
She gets her CNA certification, learned everything she could about the licensing of personal care homes for the elderly in her state. All the rules on patient safety, she studies on the Dx of her residents so she knows lots about strokes, Alzheimer, arthritis, etc.
They( her and hubby) purchased a home and her husband remodeled it into a (5) BR PCH - real nice with land, a hung deck, nature rolls, gardens, big kitchen, big family room, etc. - under the guiding hand of the state licensing board
Now she employs (4) others as actual caregivers, she is available & so is her husband either onsite or close by in their living quarters. She accepts both private pay and Medicaid residents but her limit in this home is (5). She makes sure she can handle the physical demands of any new resident - otherwise, it is pretty much 1st come 1st served.
She plans to open more in the very near future because she knows that baby boomers are aging fast .She is kind, loving, very friendly and her and her husband are doing well financially too even after providing for themselves and their employees.
So the tale of (2) people with very similar job skills but one is looking for benefits and stability and the other is making her dreams come true because she had a detailed business plan of a fail-safe endeavor. "If you build it; they will come."