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I'm not sure what your point is with this excerpt. I'd already read it several times before you posted it. And I've already said that the commissioner sets the minimum benefits required for every level of plan. He doesn't set the upper limit--he sets the basic requirements, and plans are free to offer more. That's how the plans compete.
These exchanges are patterned on the federal government employee plan, which also offers a list of insurance plans and sets basic requirements.
Read it again. Only under the "premium-plus" plan are they allowed to offer more benefits. The others are to offer the basic plan but with lower co-pays and such.
And the "commissioner" has to approve the benefits offered under ANY plan in the exchange.
Like I said before, every plan below the top has a ceiling. And that ceiling is basic benefits, but different out-of-pocket costs.
And if this passes, about 2 seconds after the unions no longer have "premium-plus" plans there will be a tax on ALL premium plus plans, not just the "gold-plated" plans.