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Excerpts from the article cited in post one in this thread:
While most states lack enough navigators to reach all who need help, Kentucky is spending $11 million in federal money to promote its exchange, and it shows: Ads for Kynect blanket television and radio, city buses and highway billboards in Louisville.
“Compared to other states, we’re sitting pretty,” said Jacquelynn Engle, who is overseeing the sign-up effort at Family Health Centers, a network of seven clinics in Louisville that treats thousands of the city’s uninsured. The clinics enrolled 421 people in October and helped an additional 260 start the application process. Officials in Louisville, a city of 600,000, have set a goal of enrolling about 29,000 people in Medicaid and 27,000 more in private plans by mid-2014.
So far, a total of 5,200 have signed up in Jefferson County, which includes Louisville, far more than in any other county in the state.
A New Challenge for Agents
Near the end of the two hours he spent helping Judy Shields choose a health plan through Kynect, Donald Mucci let out an emphatic sigh. Mr. Mucci, an insurance agent for more than three decades, has yet to get comfortable with the new system and does not much like it.
Some of his colleagues refuse to sell plans through the exchanges, which they see as a threat, and have instead focused on selling other insurance, like property and casualty.
Other agents — especially the young and aggressive ones — have jumped in, eager to capture new customers and prove their expertise is needed to help Americans grapple with the law’s complexities.
Mr. Mucci resents that the health care law prompted insurance companies to cut commissions paid to agents.
The law requires insurers to spend at least 80 percent of money from premiums on medical care instead of on administrative costs, which include commissions to agents and brokers. Consequently, some insurers cut commissions, infuriating many agents and brokers.
(No doubt, herein lies a considerable part of the resistance to the ACA, including, probably, some of that expressed on these boards, because, if successful it will force many of those feeding off the poor to take their greed elsewhere.)