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The Part D plan I will be using next month uses Medco mailorder. I can register at the Medco site to find the prices for my mail order drugs which cost 2 copays for 90 days as opposed to paying 3 copays for three 30 day supplies at a local pharmacy.
You're correct as far as co-pays but you can't get the full cost of the drug. When you get your Explanation of Benefits from your insurer, it will show your co-pay and the amount that your insurer paid to Medco (total cost of drug). The total of the two go towards the "gap".