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I'm very confused. Here's my situation:
I've been covered by COBRA medical insurance since May of 2007.
March,2008: Just before 65th birthday I signed up for Medicare A & B. Paid the quarterly Part B premium.
Since that time, I've been hired by new company and will soon be covered by their insurance.
Do I need to pay Part B premiums while I'm covered by company's insurance? Can Part B be put on hold?
Also, I just learned that I should sign up for a Medigap policy. Can I chose one and defer coverage (without paying premiums) until which time that I no longer have company insurance? I hope to work for several more years.
I've directed these questions to the Medicare official website and their answers left me even more confused.
Thanks for any help you can provide.
It's been so long since we went on medicare i'm not sure about the penalty for late signup. I do know that there is no penalty for later sign up for D,the perscrip.plan if you have one that provides equivalent coverage such as VA and some plans.