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Sometimes it seems that organizations like unions and clubs are run by the active(younger ) members who take care of themselves and don't like to give to those who sustained the group over the years.
I'm a bit confused or ignorant about the way Medicare works for those who had some form of health coverage before 65. Before I retired health care coverage wasn't that common for companies,so our transition was directly into medicare A and B and we took a medigap which has covered major surgery and good care and tests along the way.
I hope the good care continues for you! I was an Analyst so I have the experience to work within the system and I will get things straightened our eventually. Carol