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AARP offers health insurance policies through Aetna. These policies are being touted as being more senior citizens friendly, but this has not been my experience. Through AARP, I submitted an application and request for rates on Aetna’s various plans and was declined coverage because I take two or more prescriptions. As reflected in my application, I do take medication to control blood pressure, cholesterol and acid reflux. Otherwise my health is excellent. I am a 62 year old male that does 60 minutes of cardio exercise six days a week and I work out with light weights to maintain muscle tone. It is my opinion that I am in better shape than most of my peers and furthermore it is my opinion that a large percentage of the senior citizens population takes two or more prescriptions a day and a reasonable percentage suffer from high blood pressure, cholesterol and acid reflux. This leads me to conclude that Aetna is not serving the AARP community, but rather is using AARP to channel applicants and cherry pick the applicants to place minimum risk policies. If this is the case then AARP should not be sponsoring Aetna. The AARP community has a need for reasonably accessible and affordable health insurance. Aetna does not appear to be the answer.
Has anyone in the group had a similar experience or know of someone who has.