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The best thing is to go in to your local SS office and have them give you a review. They can get you going. I went in and had my Medicare A card before I turned 65. My Medicare B plan I started when my pension started this February.
I learned form my Grandfathers mistake. Do not ask the "boy" at the tobacco store what to do. Ask the lawyer who is to transfer your estate before it is to late.
Go to the source. The SS people will get you on track and help you with most of the paperwork. If you are some time away from turning 65 ask about Medicaid. There are other agencies that can help you with some annual tests.
I am one of the lucky ones in that I also have medical cover from my pension. If you have had the same doctor for years they may also help you get your annual check for a very reduced rate.
I went to SocSec to apply for Medicare, but the best they would do is give me an appointment for MARCH 30 to take care of business. They couldnt or wouldnt tell me how long it would take.
from their letter "We cant tell if you're eligible for benefits until you apply." EXCUUUUSE ME? I am sure OLD enough...that should be the only criteria. At this point if they delay my Medicare by process of elimination my applying for Medicare Advantage could be delayed and I could end up mid-may with no health insurance as I cant afford the COBRA.
Hopefully it will work out. What with job search (absolutely NO LUCK there...) and the associated stress, I dont need the bureaucacy (sp?) too!
Now, hopefully when I go for SocSec in September (maybe, depends if I am working), it will be easier. I KNOW I can do THAT on line.