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Here I am again. I am as confused as I was couple of years ago about the health coverage. Our family situation has changed. Need some advise how to handle?
I am 70, still working full time. I have government medical benefits. My husband is 69. He retired from private agency with no health benefits other than Medicare Part A. He is on my family plan. He has many serious health issues. He has been in and out of hospital many times. He is now in need of some assistance at home. He is still taking care of his personal needs; but his Dementia is progressing. In future he may need more assistance. We are not rich, but we are not poor enough to qualify for Medicaid.
At present I have a problem getting help for any health aid in emergencies from my health plan (Kaiser-HMO). I was told if I have Medicare part B; I can get some home health aid in future when I need.
I am thinking to drop him from my family health plan and sign-up for him for Medicare part B. But then Medicare will not cover 100%. What should I do to cover that expense?
I am in MD (20715). At present my medical premium for family is $350/mo.I am cover fully for all labs, x-rays, mammogram. I only pay $100 for any hospital admission. My three months drug supply cost me $10-$26 per prescription.
He is on five different medications. Please advise me how I should handle this.
Due to my husband’s recent hospitalization I was not able to go back to work for few weeks. I am not sure I can leave him by himself for all day long. I am also planning to send my husband to live with my son. But Kaiser is not allowing us to be different places for coverage. My son is in
Thanks in advance