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In Response to RE: Check your Medicare D and other plans NOW. by toddtee
There are some people who do have a special election period without having to wait until the annual enrollment period in the fall. If someone loses credible coverage, moves into another state or territory where their plan does not operate and those who receive low income subsidies have a continuous enrollment period. So it is possible for someone to have an enrollment period without having to wait until the fall.
There are many ways to improve the drug coverage and when the bill was written in 2003, it was written by the insurance and pharmaceutical industries. The bill prohibits Medicare from negotiating with drug companies for the lowest prices. Instead negotiation for drug prices is left to the various drug plans and their bargaining power is limited. One major reason why prescription drugs are so much cheaper in Canada than in the USA is that the Canadian health insurance system negotiates drug prices with the pharmaceutical manufacturers and Canada prohibits direct to consumer advertising of prescription drugs.