In Response to Credit Card Debt by memphibian The only way that works is to STOP CHARGING THINGS ON YOUR CREDIT CARDS UNTIL THE BALANCE IS $0, and then never charge anything unless you'll be able to pay the bill when it arrives. This is not easy, but the way you get yourself into a mess like...
I wonder how many of us are in a similar boat? I am still employed full time, but have built up a staggering amount of credit card debt (I owe far less on my mortgage!). How many have tried consolidating? Do you go to a bank? What are the pitfalls? I want to avoid bankruptcy. Any suggestions?
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