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In Response to re: medicare D warning by goodoldthom
Another thing I found that some insurers for medigap plans base the premiums on age when you sign up even though the premiums later are "community based" . It is a tricky business trying to decide what to do. While we have a pretty good VA facility relatively close, it's not a hospital so we keep our B and medigap although I use the VA for drugs(with a copay).