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My wife has given up her outside career to stay home and care for her father who has ALZ. He is physically in pretty good shape but cannot make decisions, has no short term memory and without supervison, wanders off.
The family has decided that instead of putting him in a facility that he would have to pay for, that he pay a much lesser amount to his daughter to provide caregiver services. By Federal mandate it looks like Dad has to become an Employer and pay wages (and withhold/pay taxes). In Hawaii, it's even worse because as an employer (even though he has no income) he must provide health insurance, workman's comp insurance and temporary disability insurance for her with very expensive monthly premiums. Every agency I've spoken to has said that the numbers don't make sense but that's the law. Several "lay people" in our situation have said that they are forced to do it all under the table (illegally).
Anyone find a solution to this? The easiest seems to be for the family caregiver to charge as an independant and have the able-bodied person deal with taxes, etc. But thanks to the Nanny Tax federal law, the guy eith ALZ is supposed to do Employer Books and taxes. I don't understand and the message to me is unless I want to completely fund my father's stay -do not let him age in place and put him in a home until he runs out of money. Very distressing.