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I sold my old car, which was still in good condition, but I'd had it a long time. I bought a new one, but took out an interest only loan on my house, thinking I could pay it off in a short time. It's been 8 yrs now and I still cannot pay a dime on the principle. I have probably paid for 3 or 4 cars with the interest I'm paying. I can't refinance the loan because I owe too much on the current loan. It's a "Catch 22."