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Have you started taking distributions? At the minimum age, or mandatory one? Do you view it as "necessary income" or more like "found money", to use for a big expense like a new car, remodelling or vacation?
Do you tend to take your distribution at the beginning or end of the year, or in parts as necessary during the year?
I remember that my Mom had all of the money in her IRA invested, and would just transfer the investments from her IRA account, to a regular account, without using it directly. I inherited her IRA, and since she was already taking distributions, I had to begin taking them the year after she died .. when I was only 51. Now I take them as a lump-sum for larger projects around the house most of the time .. like a new PVC deck this year!