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Gail that's very true. I think I'm reasonably intelligent and have trouble getting accurate data to compare plans for medigap and D and hesitate to consider MA because of problems in getting back to a medigap if MA loses it's subsidies and premiums go up and coverage down. .My wife with no computer skills couldn't do it by herself I'm sure and she's a pretty intelligent not so young gal. Why insurance companies aren't required to notify people whenever they change policy details and people allowed a reaSONABLE TIME to study alternatives and change insuers with no penalty instead of the yearly analysis we should do each fall I don't know. Obviously many people just continue with their existing plans even though they would do better with new ones as you pointed out.
In Response to Re: FYI: United Health Care Medicare Advantage:
I sure hope stuff settles down in the next year. I'm a little under two years from Medicare and I figure I'm going to have to spend large amounts of time (which, of course, I have) understanding my opions on Medicare itself, then onto the supplementary insurance. It seems these programs are in constant flux. I'm glad they're there --- I just have a lot of schooling ahead of me.
Posted by retiredtraveler
I think many beneficiaries feel the same way. That is why, when their health situation changes, they sometimes don't even bother to try to find another plan - this is to their detriment many times.
Posted by GailL1