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This year the info date is Oct. 15 with a change signup moved up to Dec.7. Don't think that was because of Pearl harbor!LOL, but you do have to decide before Dec.& to make a change so start your review of options as soon as the data comes out. Remember unless you make a change you will automatically be billed by the same insurer next year at their new rates etc. You also have to get the forms and disenroll if you want to drop a D plan entirely, for example if you get VA coverage..