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In Response to Medicare Part D by killadeaux1
If all you have are a few Teir 1 generic drugs, you have made the right choice. You will probably not fall into the "Gap" or "Donut Hole". If you have some Brand Drugs, Teir 2 & 3, that may be a different story. Remember that the amount that gets you into the "Donut Hole" is your deductible + your copays + what your plans share of the cost of the drug is.