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Forums » Work & Retirement » Social Security » Why does Social Security discriminate against public pensioners?
Why does Social Security discriminate against public pensioners?
posted at August 6, 2012 4:40 PM EDT
Re: Why does Social Security discriminate against public pensioners?
posted at August 6, 2012 8:12 PM EDT
First: November 27, 2011
Last: March 9, 2014
In Response to Why does Social Security discriminate against public pensioners?:
I may be a day late and a dollar short, but this has been chewing at me ever since I found about the Windfall Elimination Provision (WEP). I had to retire from law enforcement due to an on the job injury in 1995. Even after 20 years on the job, I am lucky to be bringing in 50% of what I was making at that time. But, before and after my law enforcement career, I put in 25 years in the private sector. I'm not able to work now due to the economy (that's what I'm blaming) so I may have to start drawing Social Security at 62. Here's what gets to me. I will only be given about half of the benefits I should be receiving. WEP mandates that ONLY public pensioners who did not contribute while employed by a public entity can only receive a portion of their benefits, even though they worked the same number of years as a contributor as any other pensioner. Same number of years worked, smaller benefits. A retired union worker gets a pension and social security. A cop retired because of an injury gets less. I don't think this will ever make sense.
Posted by johndoucette
Benefits are calculated on your earnings during those number of years that you (and perhaps your employer) made contirbutions into the Social Security System.
If you weren't contributing to the Social Security System during some time in your career, usually because you were a public employee that prior to the mid 80's had their own type pension system, then those years don't count in the Social Security System.
However, you should get a pension benefit from that public job if you were vested into their system.
Aren't you getting something from your time in public employment?