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How to Fix Social Security
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Social Security
How to Fix Social Security
<font face="arial, helvetica, sans-serif" size="1"><div>You worked hard for it. Now talk to others on how to save Social Security.</div></font>
I&rsquo;m 65, a member of AARP, and I&rsquo;m not really worried that the government will do anything to my retirement benefits. &nbsp; But, I am worried for my children and grandchildren! &nbsp; I&r
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Cat:7a9899c6-bb01-48a5-bd56-e73d9d7e3998Forum:17f83b76-a805-4002-b497-6dbb421b0b8a
Cat:7a9899c6-bb01-48a5-bd56-e73d9d7e3998Forum:17f83b76-a805-4002-b497-6dbb421b0b8aDiscussion:78286bb5-384c-4b83-beb5-df876b9e30e6

Forums » Work & Retirement » Social Security » How to Fix Social Security

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Forums  »  Work & Retirement  »  Social Security  »  How to Fix Social Security

How to Fix Social Security

posted at December 29, 2012 4:36 PM EST
Posts: 1
First: December 29, 2012
Last: December 29, 2012

I’m 65, a member of AARP, and I’m not really worried that the government will do anything to my retirement benefits.  But, I am worried for my children and grandchildren!

 

I’m a software engineer, so I’m used to analyzing problems and proposing solutions.  I’m also a website designer and even though I still can’t believe it, I was able to get the domain name http://www.howtofixsocialsecurity.com.

 

As I see it, the main problem is that we are all living longer than our parents did.  That means that the Social Security system is giving out more benefits checks each generation for the same number of FICA payments.  My proposed solution is to change the system from a fixed age system to a fixed ratio system.  Your full retirement check is not based on working to a certain age, but it would be based on the ratio of the number of months that you have worked and paid the social security tax compared to the number of months on average, based on your life expectancy, that you will receive benefit checks.

 

Please take some time and look at the website.  I’d love to hear your comments and suggestions.  And, if you do like the concept, the biggest suggestion that I’m looking for is how do I get this idea in front of the right people!

 

 

 

So, as a poll question, do you think this idea has any merit or potential?

 

Re: How to Fix Social Security

posted at January 12, 2013 1:28 AM EST
Posts: 1
First: January 12, 2013
Last: January 12, 2013
I posted a way to fix social security and Medicare in the members idea area. But not many people have read it, but that is the only way to fix this problem because our elected officals don't care about it why? Because they don't need it they are set for life and we pay for it while they screw us. People we need to wake up and see what's really going on. Read my post in the members Idea area of AARP. Also read the comments. If you agree tell your friends to vote for it. Did you know our congress has passed a bill to make sure no one can change their benefits? Did you know there kids don't have to pay back student loans. How about them not being able to be charged with sexual harassment so now the are above the laws we all have to live by. Wake up and check this out for yourself don't take my word for it.

Re: How to Fix Social Security

posted at January 14, 2013 8:25 PM EST
Posts: 2
First: January 14, 2013
Last: January 14, 2013
I am no longer a member of AARP because they are part of the problem with Social Security and Health Care. They support Obama Care and that is going to hurt the very seniors that they pretend that they are in business to help. They will receive billions of dollars of our tax money to support their insurance plans.

Our medicare premiums are going to more than double in 2014 according to one large insurance company.
The deductibles and copays will probably be much more than in the past. AARP's support for Obama Care will also cause smaller SS increases than in the past. Medical services and drugs will probably be much higher than now. We already missed getting a raise for two years in a row.
Why did Obama cut SS taxes for the working people for two years when SS is about to go broke. That did not help the ones of us that are drawing SS now. It can only hurt in the long run. Less taxes equal less money to pay the workers when they retire.

The government lies about inflation as a way to keep SS payments down.
Unlike our government representives,  "not really ours," we had to work many years and pay for what we now receive.
Most of them are a bunch of corrupt people that only take from us to support them and their families lavish lifestyles.
Look at what Obama and his family take from us for their vacations.

They will not be included in Obama Care because we are paying for a much better health care plan for them.
Obama lied when he was campaigning the first time, when he said that if he got elected that everyone would have the same health care as him and the congress. That was a very big lie along with many more lies that he has told. He said that he would get the corruption out of government but it is worse than ever with him as president. He wants to be a dictator and stay in off for life. He just made a law to get expensive secret service protection for life instead of the normal ten years.

The constitution says that congress will not make any laws for us that they will not be subject to and they will not make any laws for them that will not also be for us.

Can we believe aything that Obama and his communist democrat party tells us, or even the republican party?

Re: How to Fix Social Security

posted at February 9, 2013 8:57 AM EST
Posts: 2
First: February 9, 2013
Last: February 9, 2013
In Response to Re: How to Fix Social Security:
I posted a way to fix social security and Medicare in the members idea area. But not many people have read it, but that is the only way to fix this problem because our elected officals don't care about it why? Because they don't need it they are set for life and we pay for it while they screw us. People we need to wake up and see what's really going on. Read my post in the members Idea area of AARP. Also read the comments. If you agree tell your friends to vote for it. Did you know our congress has passed a bill to make sure no one can change their benefits? Did you know there kids don't have to pay back student loans. How about them not being able to be charged with sexual harassment so now the are above the laws we all have to live by. Wake up and check this out for yourself don't take my word for it.
Posted by ltjordansr

I suggest that you take into your calculation the contribution of those many individuals that paid into the system many, many years and then died before they could even apply for their "social security benefit", please note I said benefit, not entitlement.

Forums » Work & Retirement » Social Security » How to Fix Social Security