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What are your retirement plans?
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Retirement Planning
What are your retirement plans?
<font face="arial, helvetica, sans-serif" size="1"><div>Wondering if you'll have enough for your retirement? Considering early retirement? These questions and much more are addressed in this investment plan, saving strategy-oriented message board.</div></font>
Today's future retiree's have almost limitless possibilities to consider in making their retirement choices; When am I going to retire? Where do I want to live? What are my housing options? What will
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Cat:7a9899c6-bb01-48a5-bd56-e73d9d7e3998Forum:f30f5dc6-f3c4-4828-8510-fbe290ff0053Discussion:1e8e8575-0a9d-4b6a-a831-51f0a9416b04

Forums » Work & Retirement » Retirement Planning » What are your retirement plans?

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Forums  »  Work & Retirement  »  Retirement Planning  »  What are your retirement plans?

Re: What are your retirement plans?

posted at August 15, 2012 1:03 PM EDT
Posts: 2
First: August 15, 2012
Last: August 15, 2012
I currently work part-time in retail.  In my spare time I love writing poetry.  I also like designing and send greeting cards. (I do this through a company called "SendOutCards".)   I plan to retire from my part-time retail job in two years and devote more of my time networking my greeting card business.

Check out my website at http://www.sendoutcards.com/kits .  While you're there, sign up for a free gift account where you can test drive the system by sending out a free greeting card compliments of me, The Keep In Touch Specialist.

Re: What are your retirement plans?

posted at August 15, 2012 1:25 PM EDT
Posts: 2
First: August 15, 2012
Last: August 15, 2012
I visited your website.  You're pretty funny.  Good luck with your writing and acting plans.  I wish you much success.

In Response to Re: What are your retirement plans?:
I have a year and a half to go until I'm 66 and can take Social Security without penalty.  My passion is joke and humor writing and while I devote a good deal of my free time to that now, I plan to really pursue writing (and acting) full time when I retire.  I have a website which I update daily with satire on current events, politics and celebrities which is set up like a 1930's newspaper called Rubbish In, Robish Out! which can be found at http://johnnyrobish.com.  All seniors, please drop by and say hello.        
Posted by roby22

Re: What are your retirement plans?

posted at August 15, 2012 2:20 PM EDT
Posts: 1
First: August 15, 2012
Last: August 15, 2012
What about Costa Rica, Mexico? It may be too expensive to retire in the States.

Re: What are your retirement plans?

posted at August 15, 2012 2:21 PM EDT
Posts: 1
First: August 15, 2012
Last: August 15, 2012
In Response to Re: What are your retirement plans?:
The closer I get to retirement, the more questions I seem to have.  Where do I want to live; should I relocate or try the snow bird thing? What will I do after I retire;  volunteer, work part time, travel, become more active in my church or my favorite hobby groups? What about housing; do I want to live in my current home or find a retirement community? Have you already considered and made these choices?  How are things working for you?
Posted by nyadrn


We are getting out of here!  We just bought our oceanfront condo in Baja Norte, Mexico.   We sit on our balcony overlooking white water.   We have spent a great deal of time there and love the people culture and have no fears.  Is it really less dangerous here?  The health care is more than affordable and is very good and accessible.  We selected the location because it is close to the border which allows us to stay close to family and friends and for them to visit and we get the experience of another country.  The cost of living is about 30% less than the US and that doesn't include the extremely low cost of our housing.  There is an active expat community.   There are numerous opportunities to volunteer and  be useful.  We are weekenders, again,  right now, and are looking forward to making the move!!!!  As soon as we can.    We are selling our home.  It has served us well as it is time to move on to new horizons.  We did a great deal of research and soul searching in what we wanted for the next phase of our life.  We're off to new adventure!

Re: What are your retirement plans?

posted at August 15, 2012 6:53 PM EDT
Posts: 2
First: November 20, 2011
Last: August 15, 2012
Not being one of the 1 % in this country, (which is not why I spent 21 years in the NAVY) If the Republicans take anything at all, I'll have to start looking for a benign dictator to take over!

Re: THIS IS WHAT WE SHOULD REALLY DO BEFORE HEADING OFF INTO THE SUNSET

posted at August 15, 2012 8:51 PM EDT
Posts: 1
First: August 15, 2012
Last: August 15, 2012
In Response to THIS IS WHAT WE SHOULD REALLY DO BEFORE HEADING OFF INTO THE SUNSET:
My plans for retirement are as follows: 1. Motivate the community of people over age 50 in the United States (we will soon be the largest demographic group and voting block) into stopping the grievous atrocities the Federal Reserve has inflicted on us; with their soft interest rate policy, anti retirement, and pro banker philosophy. We should put our entire effort into undoing what Ben Bernanke has done to us. Since he is not an elected official we should run him out of Washington on a rail. He has robbed us by causing inflation and devaluing our hard earned savings and pensions. 2. Return the United States to the status it had during the golden post war (WW2) days. As Ben Franklin once said, money should be able to be safely invested here at a rate of 5% per annum. The prime rate should be increased to allow pensioners to live off their pension without digging into the principal. It should be needless for retirees to take chances gambling with stocks. We are too old for this. Increased savings interest rates would also benefit the government in the form of taxes. This would benefit everyone with one exception. It would hurt the banksters. 3.  Stop our government from rewarding people who go over their heads in debt with bailouts.  We as a group should support legislation that will confiscate the stolen assets of anyone who recieved a bailout from the government due to their own foolish misdeeds, mainly banksters. These monies should be used to immediately put a partial payment on our 15 trillion dollar war debt. 4.  Make a crime of doing anything overseas that is contrary to our national self interest. This especially pertains to wars.  Implement war crime tribunals on any former presidents that got us into wars for the sake of our military industrial complex (purely to line the pockets of beltway bandits). These persons will be punished by the living war casualties and the families of the dead. Retributions for any terrorist attacks against the United States should be swift, deadly and with no mercy for those responsible. The new enemies of the United States will stop at nothing to destroy us. They should be treated as such. We cannot trust them. 5. In an unemployment crisis unprecedented in recent history,  utilize our massive political power to stop the waves of senseless immigration that is putting a burden on the people already here. We are Americans and we must put Our Own First. 6. In a like sense, stop any handouts to other nations which is not in our national self interest. We have created enemies and now are feeding and arming them. Let them fend for themselves, it is the only way they will learn to be self sufficient.  7. Needless massacres such as what happened in Colorado must cease.  Criminalize the posession of any automatic or semiautomatic weapon by any civilian. People who posess such devices will be given the opportunity to exchange them for a repeating bolt loaded rifle, a shotgun, or a six shooter. All other "civilian" purchases of guns or ownership will be banned. 8. Sexual molestation of children should be punished with punishment that fits the crime. Cruel and inhuman punishment would actually fit these crimes. The constitution should be amended to allow it in this instance. 9. The Judicial branch of government, composed of unelected judges, will be legislatively lowered in their status. No longer will they be allowed to determine who becomes president or when life begins. In a similar sense to how the war between the states resulted in laws limiting state authority, so should the Supreme Court have its powers limited. There should be no legislation from the bench. In a democracy, the majority rules. Likewise, tort reform in the United states must be instituted. Is it any wonder we graduate 5 lawyers for every engineer? There is a glut of American lawyers looking for something to sue. 10. The electoral college should be eliminated. (Need more be said?) Now I know the above ideas are no small task and not everyone will agree with all of them. However, if we do not use our collective power as the largest demographic in the United States we will continue to be taken advantage of. I know most of you thought plans for retirement meant leisure vacations. Once we have things under our thumbs we will be able to take the vacations.
Posted by DuckbilledPlatypus

Get rid of all lobbyists with immediate effect.

Re: What are your retirement plans?

posted at August 15, 2012 10:08 PM EDT
Posts: 3
First: August 15, 2012
Last: September 19, 2012
I am two months away from my retirement and more than a decade away from full Social Security Benefits and Medicare, yet I feel I am completely ready for a new life without being tied to my desk from 8 to 5. I enjoyed my job, and it paid well.. But, there are so many things I would like to do if I had more free time. So, as soon as I set aside enough money for a comfortable (not luxury) retirement, I am ready to say good-bye to my job. I would like to say my plan is no plan as one of the previous members did. However, that is not and probably will never be the way I do things. I can deal with the unexpected.. I just can't wing it without a plan. So here are plan retirement plans:

- Avoid stress. There are lots of problems in the world and a lot of things in my life that are not perfect. However, I decide to only deal with issues I can solve and do my best to ignore problems I don't have solutions for. I am not going get my blood pressure up over things that can’t do anything about.
- Continue to travel the world the way I have done the last 15 years. Traveling is not as expensive as it might sound. As soon as one learns how to adjust expectations to different living conditions and keep an open mind, one can have very interesting, fun, and exciting trips without spending a fortune. In fact, luxury travel tends to be the more boring type.
- Learn new languages. It makes traveling to strange places more enjoyable and gives me a much better understanding of other cultures and peoples.
- Make new friends. I have learned to overcome my shy nature and give myself more opportunities to be friends with people I meet during my trips. Meeting new friends is one of the most memorable and rewarding experiences if you like to travel. It helps improve my understanding of the world and shine new light to my many old prejudices built upon my past limited personal experiences.
- Resume my old hobbies of photography and painting. It is very relaxing to me. Some people find inner peace in meditation. I find harmony and calmness in creating new images from my paint brush and my camera.
- Read. It is a cheap and safe way to participate in many exciting adventures from the comfort of my easy chair.
- Exercise and stay fit so I will have the energy to explore many more fascinating corners of the world.

- Do volunteer work. It is always a satisfying feeling when I think I have helped someone in need or making positive contributions to my community.

Of course things could turn out very different from the way I envision. But that is a chance I am more than willing to take. The beautiful thing about retirement is that  there is no pressure in any of the things I do. If and when one plan doesn’t work, I’ll start over with a new one. I will treat every endeavor as a fun learning experience. No stress.

Re: What are your retirement plans?

posted at August 15, 2012 10:15 PM EDT
Posts: 3
First: August 15, 2012
Last: September 19, 2012
In Response to Re: What are your retirement plans?:
What about Costa Rica, Mexico? It may be too expensive to retire in the States.
Posted by beairdboy


My country of choice for retirement is Thailand. It has nice weather, beautiful beaches, friendly people, excellent medical care, modern conveniences, delicious food, exciting nightlife, or relaxing country living depending on your preference, and all that for a tiny fraction of the cost of retiring in the US. It takes a long flight to get there, but it is always worth the effort.

Re: What are your retirement plans?

posted at August 15, 2012 10:38 PM EDT
Posts: 2
First: August 15, 2012
Last: April 24, 2013
In Response to Re: What are your retirement plans?:
The closer I get to retirement, the more questions I seem to have.  Where do I want to live; should I relocate or try the snow bird thing? What will I do after I retire;  volunteer, work part time, travel, become more active in my church or my favorite hobby groups? What about housing; do I want to live in my current home or find a retirement community? Have you already considered and made these choices?  How are things working for you?
Posted by nyadrn

We intend to retire to Europe one day most likely. I have travelled to 6 continents and a lot of countries and I really love it there. My husband is up for anything I am. I am a writer and an academic so I don't intend to ever retire  but I love to travel and do volunteer work and also to rescue animals. We'd never live in any retirement community. We prefer the age-integrated real world and not a senior citizen enclave. 

Re: What are your retirement plans?

posted at August 16, 2012 2:04 AM EDT
Posts: 2
First: August 8, 2012
Last: August 16, 2012

Easy answer for me! I am from the US but now live in Thailand doing some volunteer work and enjoying "THE MOMENT"

I love Thailand, very honest people and beauty beyond your imagination. I just live on my S.S. and live very well. I live in northern Thailand in Chiang Rai, and my budget is; income $870 a month. Expense's; rent nice studio apartment with cable TV the Internet, and even have hot water, $100 mo. plus electric and water, which are $12. I rent a motorbike $100 mo. Food $50-$70 mo., which includes going out for a fancy dinner once a week. Most Thai meals are $1.

I could not live like this back in the US. The most important part is the kindness of the people. Retirement visas are easy to get when you get here you have to be 50 years old or older like me 67. Cost about $100 a year with multiple entries another $100 so you can leave the country as many times as you wish. Lots of Americans live here because of the cost of living. I am happier than I have ever been. Jim Kaszynski

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