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ROMNEY's NEARSIGHTED PLAN FOR MEDICARE
posted at October 1, 2012 8:35 AM EDT
First: February 29, 2008
Last: March 7, 2014
Millions of other Americans who were told they could keep their coverage will lose it (Romney offers no evidence for this assertion) , and more than one third of new coverage will come through the dramatic expansion of a broken Medicaid system. (Whether Medicaid is broken is a matter of debate. But Obamacare funds States to expand Medicaid and gives them significant discretion in how to do that. )
After all this, his plan still fails to control costs (according to Medicare's chief actuary) or to provide a long-term solution to the nation's entitlement crisis (according to the Treasury Secretary), so he leaves those tasks to a board of 15 unelected bureaucrats empowered to sidestep Congress and impose drastic cuts. (The IPAB- Independent Payment Advisory Board - are not bureaucrats. They are clinical and health care experts. They cannot, by law, cut any of the benefits of Medicare. They can, however, recommend to Congress ways to control costs in Medicare, and IF Congress does not act, their recommendations can be implemented.)
To achieve this aim, we must end tax discrimination against persons purchasing insurance, we must strengthen and expand health savings accounts, and we must establish strong consumer protections. (WARNING: Romney plans to get rid of the tax deduction employers get for offering health care. And while health savings accounts do save money, they do so mainly by shifting costs to the individual through high deductibles and copays) The result will be patients who can confidently choose the coverage that is right for them, who know and care what health care costs, and who reward providers that deliver effectively. (Again - what power do individuals have in an insurance market?) For this choice to be meaningful, insurance market reforms must promote competition by eliminating onerous mandates, facilitating purchasing pools, and opening up an interstate market. (Selling insurance across state lines has been one of the Republicans main talking points for years. It simply means allowing insurance companies to incorporate in a state without any regulation and sell you those plans that cover you about like a hospital gown does!) Regulation must prevent insurers from discriminating against people with preexisting conditions who maintain continuous coverage. (WARNING: Note the term "continuous coverage". People who have pre-existing conditions who also have coverage will, of course, want to maintain their coverage if they can afford it. The people who are at risk are those who have these conditions who don't have coverage. For them, Romney has NO solution. Their pre-existing conditions will continue to keep them out of the insurance market)
A strengthened system must also be one where America continues to lead the world in innovation and where we continue to attract the best and the brightest, both from our own towns and from around the world, to the practice of medicine. Doctors should spend more time treating patients and less time practicing defensive medicine or processing paperwork. Innovators should increase their investments in new cures, and those cures should reach the market faster. Achieving these goals requires medical malpractice reform, a streamlined regulatory framework to support the interoperability of information technology, and strong Food and Drug Administration leadership committed to a practical and predictable approval process that appropriately evaluates risk. (Medical malpractice is the second feature of the Republican 3 talking points - competition, malpractice reform, and individual responsibility - i.e. high deductible plans. Malpractice reform is not a bad idea, but fixing it will not save much money. And when Romney talks about a "streamlined regulatory framework" or practical and predictable approval processes for new drugs, he really means taking away much of the power of the FDA to protect us from unsafe food and drugs that may not be as effective as their marketing promises. )
Finally, for our health care system to work for all Americans, we must have government programs that effectively serve our senior citizens and people in need without breaking the bank. In other words, we need genuine entitlement reform. (Agree on concept but not his methods)
Nor can our society ever turn its back on those who cannot afford the care they need. (The 47% ?) We will provide support for low-income Americans and those uninsured persons whose preexisting conditions push the cost of coverage too high for them to pay themselves. (Assuming those people can actually get coverage in the first place. But with WHAT money will he "subsidize" these folks? ) But my experience as a governor and the lessons from the President's attempt at a one-size-fits-all national solution convince me that it is states -- not Washington -- that should lead this effort. I will convert Medicaid into a block grant that properly aligns each state's incentives around using resources efficiently. Each state will have the flexibility to craft programs that most effectively address its challenges -- as I did in Massachusetts, where we got 98% of our residents insured without raising taxes. (Note he does not mention that he also intends to cut Medicaid by 34%, the health program for the elderly in nursing homes, the disabled, and single women with kids.)
Everyone can agree on the goal of health care reform: ensuring affordable access to high-quality care for all Americans. The question is how. Whenever President Obama claims that only Obamacare helps those with preexisting conditions, I am reminded of the woman in Iowa who found affordable coverage in a high-risk pool despite a preexisting condition. The President's campaign took credit, but as it turned out, the high-risk pool created by Obamacare had actually turned her away . . . at which point she discovered that her state already offered a high-risk pool that met her needs. Whenever he claims that only Obamacare helps those under the age of 26 stay on their parents' insurance, I am reminded that some of our nation's largest insurers have already announced they would offer this option regardless of what the law requires . . . because they are responding to consumer demands in the market. (They are responding to the ACA not the market. Insurers never offered to do this before Obamacare.)
President Obama believes the answer lies in a bigger government that decides what care Americans should receive and how much providers should be paid for it. But his plan has already failed to deliver on virtually every promise he made, and its components are failing as quickly as they go into effect. (What is he talking about? The ACA has already delivered on many promises - more prevention, kids on parents' plans until 26, closing drug donut hole, rebates from insurance companies, etc. What components are failing? None that I know of. ) It must be repealed. I believe the answer lies with patients and families, with reformed insurance markets and fair competition, with strong consumer protections and real entitlement reform. My plan tackles our health care challenges without a federal takeover of the entire system. Instead, it relies on markets over regulations, doctors and patients over bureaucrats, and tailored state programs over a 2700-page "solution" from Washington.