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Health Care
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Government & Elections
Health Care
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Health Care " MR. PRESIDENT, WILL YOU AND YOUR FAMILY GIVE UP YOUR CURRENT HEALTH CARE PROGRAM AND JOIN THE NEW 'UNIVERSAL HEALTH CARE PROGRAM' THAT THE REST OF US WILL BE ON ????"
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Cat:d51398b3-89f9-463d-bf1b-4b885f02c9eeForum:af978875-5bc6-4b07-a6fb-b18062132f95
Cat:d51398b3-89f9-463d-bf1b-4b885f02c9eeForum:af978875-5bc6-4b07-a6fb-b18062132f95Discussion:145e9ddd-668a-4802-97a2-5de9ee323830
Forums » Politics & Society » Government & Elections » Health Care
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Re: Health Care
posted at December 5, 2012 10:53 AM EST
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Posts: 1923
First: November 27, 2011 Last: May 18, 2013 |
In Response to Re: Health Care: In Response to Re: Health Care : This is nonsense because an individual person can only have about $3,000 in assets to qualify for Medicaid. My mother was in a nursing home for 8 years and we had to sell her home to cover for about 3 years of residency. After that, the last 5 years were on Medicaid. It is very difficult to qualify for Medicaid especially if a person has a home and some assets.Posted by intersan MEDICARE paid for her health care (medical) needs. MEDICARE DOES NOT PAY FOR CUSTODIAL CARE. Custodial care is paid out of MEDICAID for those that must have it or those that have hidden their assets in order to qualify for this Medicaid coverage for custodial care (that's day to day living stuff ). In other words she got charity from the American people for her custodial care. If you have a home and assets, you should not be on medicaid, unless there is still a spouse living in the home and shares the assets or a dependent child. No one, especially with a serious illness, should have to travel a great distance to participate in a clinical trial. What happens after the clinical trial has ended? Will they walk away with a serious diagnosis, but then have to just live with it? Posted by intersan Usually depending on the clinical trial's purpose, hey don't have to travel any further than where they may already are getting treatment for clinical trial participation. Remember clinical trials are for several reason -
That's why these clinical trials are posted on the NIH / Government websites. Clinical Trials.gov Lifestyle is just a small factor in illness and injuries.Posted by intersan As I said above - it depends on the illness - for those illnesses I mentioned, there is a DIRECT correlation between life and the illness in most cases. [QUOTE}My sister-in-law just spent a year undergoing extensive treatments for an aggressive form of breast cancer that runs in her family. She has always taken care of herself, but it suddenly hit her.Posted by intersan Yes, I agree, with certain illnesses genes and familiar disposition plays a big role but ya know, this is not taken into consideration in that "FREE" preventive care that the ACA now covers. Many of my family members have a particular heart problem which only a very expensive test can discover - possibly father (age 59), definitly brother (age 40), now a niece (age 35) that has had it for the last 10 years. It is managable if discovered early enough - implanted defibulator, cardio-versions, ablations, tons of medicine, and sometimes a transplant. There may or may not be a gentic or familiar link. I'm pretty sure that I don't have it based on my age, physical condition, stamina and no actual blatant symptoms but if I want the test, I would have to pay for it even under Medicare or go into a study of the disease. Those (free) preventive test from the ACA only cover the big stuff for the most numbers. There are many many more things that can be checked in an individualized preventive process. What about people who have serious injuries resulting from a car accident? Or people who are born with disabilities or congenital diseases? What about children who have serious illnesses that can bankrupt a family not to mention the extreme emotional stress of having a sick child? This entire health care system based on profit is morally bankrupt. I've known people who were for private insurance which they assume is "personal responsibility" but then have a loved one with no insurance facing a serious illness or injury. It's amazing how quickly they change their attitudes when they have to empty their savings to help them. Posted by intersan Ya know, life happens - you try to be as prepared as possible - insurance coverage (auto, health, liability), emergency fund, investments and savings - but sometimes stuff just happens and you have to make the best decisions you can on the matter - whatever that may be. A friend of mine was in a car accident, her fault with an uninsured driver, who was also on Mediciad - she got sued for the long term care of this injured person - her auto insurance covered it up to the limits which she had in place but this was much greater in her liability - she finally ended up selling her home and other assets to get herself out from under most of it. Understand that much of this money was paid to Medicaid for paying for the medical care of this person. We need a smart society regardless of their income bracket - everybody needs to understand the system that is in place. However, we all have to realize that life situations occur, sometimes unexpected. But getting old and not being able to care for ones self in the normal course of life as they once did is NOT what I would call unexpected - it is a course of life and each of us needs to plan accordingly. |
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Re: Health Careh
posted at December 5, 2012 10:58 AM EST
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Posts: 1923
First: November 27, 2011 Last: May 18, 2013 |
In Response to Re: Health Careh: The Presidents Health Care Plan Simplifies everything, except for Republicans who don't even understand or don't want to understand that simplified version. There is this wealthy friend with cancer going to Thiland right now for treatments due to the cost here in the states (he has no health insurance) and he told me that he is very impressed with the facilities and staff there. Even to the point that if he could afford the treatments here he would choose there. In Response to Re: Health Care : Posted by creppelrm I know quite a few that go to another country for dental care and several that have gone to India for various operations - they weigh the cost of the trip and treatment against here - not me, I don't like to travel that much any more - I had my fill of it. |
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Re: Health Care
posted at December 5, 2012 11:16 AM EST
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Posts: 1923
First: November 27, 2011 Last: May 18, 2013 |
In Response to Re: Health Care: In Response to Re: Health Care : The problem for most Americans of average means is that they simply can't "prepare" to spend thousands of $$$, and even more, for deductibles, co-pays and denials without it affecting their economic security. It often empties their savings and they even have to tap into their homes for loans. I know how costly it would have been for us when my husband lost his benefits for a year in 2005. When I checked into BC/BS, they told me that we could be covered for almost $1,000 and that, they said, was "affordable". I don't know how much the ACA will be, but I doubt that it will cost a family $1,000 a month. This is why we need universal health care where for-profit insurance companies don't empty our wallets. Most of the people that I know who are for private health insurance are usually those who make well over $100,000 a year and have ample investments to cover their needs. Posted by intersan So what should be a budget for a "normal" family? The FHA will approve a home loan for people but stipulate that the payments can't be more than, I think 37% of their available income. Aren't budgets created from the top down as to the importance of an item? Where should health care or health care insurance fall into this realm? How do you think some of those other countries afford universal care - taxes, Valued Added taxes in many regards. Private insurance is having a resurgence in many of those countries because many don't want to wait and wait and many just want the care that they seek and not just what is "approved". You really think socialized medicine is the way to go? Government right now could set up their own treatment facilities for Medicaid patients - why don't they? Even the VA system is not perfect - talking about having to go a long way for hospital care - there's an example the VA system. |
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Re: Health Care
posted at December 5, 2012 11:19 AM EST
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Posts: 1923
First: November 27, 2011 Last: May 18, 2013 |
In Response to Re: Health Care: When someone can afford to fly themselves any where in the world for treatment from the most world renowned specialists, I'd have to say there is a difference. Response to Re: Health Care : Posted by mandm84 I know people who are on the lower side of income that go elsewhere for their dental care and even to India for operations - they just weigh in all the cost and compare. Many times people seek other places because a particular treatment is not approved or available here. |
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Re: Health Care COST - How We compare
posted at December 5, 2012 11:31 AM EST
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Posts: 1923
First: November 27, 2011 Last: May 18, 2013 |
PBS NewsHour THIS WEEK: Health Costs: How the U.S. Compares With Other Countries Very interesting - Seems we do some things better and other things worse - I'm wondering just how much the American citizen would change and how they would like the change to save cost? I think we have already been spoiled. |
Forums » Politics & Society » Government & Elections » Health Care
