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Welcome to the AARP Discussion Board. Here you can talk with peers about current events ranging from Social Security to caring for your parents to the latest on health care reform. It is also the perfect place to exchange healthy eating recipes and job hunting tips.
These forums are for you to engage and have fun meeting new people. Just remember the community code: Be nice!
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Senior immigrants
posted at January 14, 2012 9:18 AM EST
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Re: Senior immigrants
posted at January 14, 2012 10:30 AM EST
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Posts: 1923
First: November 27, 2011 Last: May 18, 2013 |
In Response to Senior immigrants: I wonder many other people are in a similar situation to ours and would benefit from a well-researched article on this subject. I recognize this is not your general target audience, but it may raise awareness on the need to have a system of benefit-eligibility that is more centered on a case-by-case basis than on a one-size-fits-all approach. Posted by susana100 I do feel for your situation and that of your parents - they sound like wonderful, smart & caring people. However, part of that responsibility connected to our freedom that your Dad so believed in, is planning for the future. Aging is not a process that comes on us all at once. We know some day that we will have needs for help in health care and perhaps more just daily living. I am currently paying $ 3200 a month for my Mom in Assisted Living and this is at a low care level now; it will go higher. Her other monthly expenses are similar to others her age(89): Medicare Part B - $ 100 Medicare Part D - $ 62 Medicare Supple - $ 196 Her part of her medicine cost & medicine not covered: $ 60 She receives $ 1150 per mo in SS, $ 86 pension, $ 50 per mo in dividends - needless to say, the outgo is far more than income because of her daily needs. My mother never had too much money saved but did own her home so I did some planning of her assets through the years and she will have care for many years however, her care will be dependent upon the funds that are available since she does not qualifiy for any government assistance until a massive paydown has occurred. We all have unique situations but we all have to change & adapt based on our planned resources and take care of the ones that don't have anything. Those that rely upon others (government) to provide whatever, do have to accept the rules put into play to accomplish this task, not just for them, but for millions of others that want & need help. |
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Re: Senior immigrants
posted at February 2, 2012 11:47 AM EST
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Re: Senior immigrants
posted at February 16, 2012 3:15 PM EST
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Re: Senior immigrants
posted at April 2, 2012 11:48 PM EDT
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Re: Senior immigrants
posted at April 4, 2012 11:31 AM EDT
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Re: Senior immigrants
posted at April 5, 2012 11:49 AM EDT
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Posts: 1923
First: November 27, 2011 Last: May 18, 2013 |
In Response to Re: Senior immigrants: Frankly I resent senior immagrants being eligible for any SS or Medicare. They didn't pay into and for them to come to a foreign country and expect to take advantage a program they never paid into is appalling. I respect your wanting to take care of your parents but you should be doing it on your dime and not on the backs of the citizens of your adopted country. If you are so concerned about your parents maybe you should consider moving back to Argentina. This may sound cold and unfeeling but SS and Medicare has been a political volley ball and is abused by political parties, refuges and immagrants to this country. Those that paid into and collect SS themselves have been cheated out of cost-of-living raises and have to deal with diminishing and inadequate health care. There are countless senior citizens in this country that worked hard throughout their lives, paid into SS and retirement programs and still can't afford to live the comfortable life they had planned. Social Security despite what you hear is NOT an enttilement program like welfare or programs you may get through a State. This is a program that people pay into for their entire working life, it comes out of their checks and was meant to be used to take care of those retired/retiring, disabled workers or families where the bread winner has passed on. The SSA has abused it by making it an entitlement program through SSI. What does your native country do to provide for it's retired citizens and what exactly is it that you expect this country to pay for? Posted by maxieru Unless they had worked in this country in the past, enough to qualify for our SS or Medicare program based on the relationship that our country has with their country, they would not get our SS or Medicare. I don't believe they could get SSI (Supplemental Security Income) either which does not come out of the SS fund - it comes from the general fund and is only administered by the SSA. However, they might qualify for MEDICAID. According to this Kaiser Health News article, there is a push to find LEGAL immigrants and get them enrolled into something for health coverage as specified by the PPACA law (Obamacare). Kaiser Health News 09/05/2011: Reaching Out To Legal Immigrants Who Need Health Care From the article: "The law requires states to make Medicaid available to all people with incomes up to 138 percent of the federal poverty level (just under $31,000 for a family of four) beginning in 2014. . . . . That includes coverage for a large portion of childless adults who previously did not qualify. Illegal immigrants still aren't eligible for Medicaid, but, since 1996, legal immigrants who have been in the United States for at least five years are eligible. In addition, starting in April 2009, states have had the option of lifting the five-year residency requirement for pregnant women and children. . . . . It's difficult to estimate how many immigrants will become eligible for Medicaid under the law. About 4.4 million immigrants would qualify on the basis of income and their having lived in the country at least five years. However, that number also includes illegal immigrants who are not eligible, which makes a final tally difficult." |
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Re: Senior immigrants
posted at April 5, 2012 2:50 PM EDT
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Posts: 12532
First: February 29, 2008 Last: May 17, 2013 |
In Response to Re: Senior immigrants: Frankly I resent senior immagrants being eligible for any SS or Medicare. They didn't pay into and for them to come to a foreign country and expect to take advantage a program they never paid into is appalling. I respect your wanting to take care of your parents but you should be doing it on your dime and not on the backs of the citizens of your adopted country. If you are so concerned about your parents maybe you should consider moving back to Argentina. This may sound cold and unfeeling but SS and Medicare has been a political volley ball and is abused by political parties, refuges and immagrants to this country. Those that paid into and collect SS themselves have been cheated out of cost-of-living raises and have to deal with diminishing and inadequate health care. There are countless senior citizens in this country that worked hard throughout their lives, paid into SS and retirement programs and still can't afford to live the comfortable life they had planned. Social Security despite what you hear is NOT an enttilement program like welfare or programs you may get through a State. This is a program that people pay into for their entire working life, it comes out of their checks and was meant to be used to take care of those retired/retiring, disabled workers or families where the bread winner has passed on. The SSA has abused it by making it an entitlement program through SSI. What does your native country do to provide for it's retired citizens and what exactly is it that you expect this country to pay for? Posted by maxieru It's not a reason of "meanness" The fact is the USA cannot or should not support the world's people because we barely take care of our own that well. 1 of 4 women depend on SS for 90% of their -income living in or near poverty. Few seniors can leave an inheritance which is badly needed in some cases by their children because the last years of the senior's lives are generally so expensive they virtually are bankrupt. |
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Re: Senior immigrants
posted at April 5, 2012 4:14 PM EDT
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Posts: 373
First: October 22, 2011 Last: May 3, 2013 |
In Response to Re: Senior immigrants: In Response to Re: Senior immigrants : Unless they had worked in this country in the past, enough to qualify for our SS or Medicare program based on the relationship that our country has with their country, they would not get our SS or Medicare. I don't believe they could get SSI (Supplemental Security Income) either which does not come out of the SS fund - it comes from the general fund and is only administered by the SSA. However, they might qualify for MEDICAID. According to this Kaiser Health News article, there is a push to find LEGAL immigrants and get them enrolled into something for health coverage as specified by the PPACA law (Obamacare). Kaiser Health News 09/05/2011: Reaching Out To Legal Immigrants Who Need Health Care From the article: "The law requires states to make Medicaid available to all people with incomes up to 138 percent of the federal poverty level (just under $31,000 for a family of four) beginning in 2014. . . . . That includes coverage for a large portion of childless adults who previously did not qualify. Illegal immigrants still aren't eligible for Medicaid, but, since 1996, legal immigrants who have been in the United States for at least five years are eligible . I n addition, starting in April 2009, states have had the option of lifting the five-year residency requirement for pregnant women and children. . . . . It's difficult to estimate how many immigrants will become eligible for Medicaid under the law. About 4.4 million immigrants would qualify on the basis of income and their having lived in the country at least five years. However, that number also includes illegal immigrants who are not eligible, which makes a final tally difficult." Posted by GailL1 "A legal immigrant can get access to health insurance coverage under the Medicare scheme provided he or she has lived in the country for a minimum of 5 years. The individual should also be aged above 65 years in order to qualify for this clause stated by the Centers for Medicare and Medicaid. Under this clause, immigrants staying for at least 5 years and aged over 65 can buy Part A Medicare or hospital insurance for a monthly payment of 319 dollars and Part B Medicare or medical insurance for a monthly price of 54 dollars." http://www.healthinsurancequotes.com/2010/08/ways-for-legal-immigrants-to-get-health-insurance/ "If legal residents (non US citizens) HAVEN’T worked in the U.S., there MAY still be a possibility to “buy in” to Medicare (differs state to state) provided that they’ve resided in the United States for five continuous years or more, and are, of course, 65 years or older. In these select cases, though, premiums are much higher compared to what US citizens would pay. To be concise, actual work history decides how much Medicare recipients have to pay for their health coverage. come citizens." http://www.seniorcorps.org/medicare/how-does-a-green-card-holder-become-eligible-for-medicare/ This surprised me since it appears legal immigrants can buy into it, even though they did not work here. |
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Re: Senior immigrants
posted at April 5, 2012 4:18 PM EDT
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Posts: 373
First: October 22, 2011 Last: May 3, 2013 |
In Response to Re: Senior immigrants: In Response to Re: Senior immigrants : It's not a reason of "meanness" The fact is the USA cannot or should not support the world's people because we barely take care of our own that well. 1 of 4 women depend on SS for 90% of their -income living in or near poverty. Few seniors can leave an inheritance which is badly needed in some cases by their children because the last years of the senior's lives are generally so expensive they virtually are bankrupt. Posted by JANMB As posted above apparently legal immigrants can buy into the program even if they have not worked as long as they are 65 and have been here for 5 years. It does not seem fair to us who have paid into medicare that these supportive funds come out of medicare since they have not contributed to it. It is bad enough that Obama is stealing money from Medicare to support his bankrupting Obamacare. |