I currently have private individual health insurance and will be eligible for Medicare next year beginning on 2/1/2013. I have two questions if anyone can help: 1.  Since I currently pay a quarterly premium for my health insurance, would I be entitled to a partial refund if I pay for 3 months of coverage beginning on 1/1/2013 and subsequently cancel the policy just one month later when I become eligible for Medicare? 2.  As an alternative to the above, if I were to not pay the quarterly premium at all for the private insurance due 1/1/2013, would the coverage continue anyway for an additional 30 days by law? That would mean it would expire on 2/1/2013 for non-payment of premium, on the very same day when I begin Medicare coverage. Is that an option here? Any ideas? Thanks.    
Posted by Rick8413