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Plan B and D question
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Medicare & Insurance
Plan B and D question
Share Medicare dos and don’ts, including eligibility and supplemental insurance.
I'm retired and will be turning 65 in May 2012. My wife is 7 years younger and employed and has a good medical and drug plan through her work that covers us both.Do I need to get the plan B and D sinc
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Cat:91a4afbf-9555-4e02-b9d3-9eef604476f6Forum:c79f53c3-fa71-4e76-b517-aef042efd7ff
Cat:91a4afbf-9555-4e02-b9d3-9eef604476f6Forum:c79f53c3-fa71-4e76-b517-aef042efd7ffDiscussion:d4558838-dabe-44b2-add5-2320d4f61e33
Forums » Health » Medicare & Insurance » Plan B and D question
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Plan B and D question
posted at October 26, 2011 3:55 PM EDT
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Posts: 3
First: February 13, 2011 Last: October 26, 2011 |
I'm retired and will be turning 65 in May 2012. My wife is 7 years younger and employed and has a good medical and drug plan through her work that covers us both.Do I need to get the plan B and D since I will still be covered by her plan. |
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Re: Plan B and D question
posted at October 26, 2011 4:41 PM EDT
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Posts: 14588
First: January 28, 2008 Last: May 22, 2013 |
If your coverage meets the AARP "equivalent " coverage you may delay signing up for Medicare, but double check because if it doesn't you will pay a penalty for signing up late. Many insurers want you to make Medicare your primary insurer also. If you don't get any other info here join the Insurance and Medicare group in the Community forum and post there because there is a large membership that may have more info. Karl In Response to Plan B and D question: I'm retired and will be turning 65 in May 2012. My wife is 7 years younger and employed and has a good medical and drug plan through her work that covers us both.Do I need to get the plan B and D since I will still be covered by her plan. Posted by jdnglo |
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Re: Plan B and D question
posted at October 26, 2011 7:49 PM EDT
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Posts: 3
First: February 13, 2011 Last: October 26, 2011 |
Thanks Karl, I'll post there. I'm sure it's simple but I asked at my wifes benefit coordinator and she said the check with Medicare, I checked with Medicare and they said to check with the benefit coordinator to see if I'm covered after 65. John |
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Re: Plan B and D question
posted at October 28, 2011 5:15 AM EDT
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Posts: 12532
First: February 29, 2008 Last: May 17, 2013 |
In Response to Re: Plan B and D question: Thanks Karl, I'll post there. I'm sure it's simple but I asked at my wifes benefit coordinator and she said the check with Medicare, I checked with Medicare and they said to check with the benefit coordinator to see if I'm covered after 65. John Posted by jdnglo I heard if you sign up for Part D late---you will be penalized. I got booted off my plan with my former employer (an insurer) when I turned 65 and had to take medicare. The way the country is so messed up....I would worry about the continuation of anything that is given by any employer. |
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Re: Plan B and D question
posted at October 28, 2011 4:00 PM EDT
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Posts: 14588
First: January 28, 2008 Last: May 22, 2013 |
There is a penalty for late sign up ,ab added 1% per month I believe. If you are dropped by an "equivalent" coverage carrier the penalty is waived if you then sigb up for D within a short time. In Response to Re: Plan B and D question: In Response to Re: Plan B and D question : I heard if you sign up for Part D late---you will be penalized. I got booted off my plan with my former employer (an insurer) when I turned 65 and had to take medicare. The way the country is so messed up....I would worry about the continuation of anything that is given by any employer. Posted by JANMB |
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Re: Plan B and D question
posted at November 10, 2011 7:54 PM EST
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Posts: 4
First: November 10, 2011 Last: December 9, 2011 |
I'm a 30% service connected disabled veteran. when I signed up for social security I elected not to participate in part B and D of medicare.(I didn't think I needed the extra deduction on my check for part B.) All prescriptions cost me $8/month regardless if they are aspirin or the most expensive prescription medicine on the market. I do not have a private practice doctor. My primary care provider is a VA doctor at the VA clinic or hospital. I live approx 60 mile from my doctor. In 2010 I was diagnosed with sequamos lung cancer stage 1. Went to VA hospital and they operated and removed the cancer, then went through cemo and the total cost to me was $0, I am now cancer free after 12 months. My question: Did I make a big mistake by electing not to participate in part B ? |
Forums » Health » Medicare & Insurance » Plan B and D question
