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Forums » Health » Medicare & Insurance » Why is basic dental treatment not covered in Medicare Gap Insurance Plans?
Why is basic dental treatment not covered in Medicare Gap Insurance Plans?
posted at October 16, 2013 8:18 PM EDT
Re: Why is basic dental treatment not covered in Medicare Gap Insurance Plans?
posted at October 17, 2013 10:10 AM EDT
First: November 27, 2011
Last: December 10, 2013
In Response to Why is basic dental treatment not covered in Medicare Gap Insurance Plans?:
I don't understand why cavities and gum disease is not covered by Medicare Gap plans. Isn't oral health just as important as other health issues? I have several deep cavities that cause me constant pain. My whole mouth throbs, and my glands are swollen underneath my jaw; so I am sure that a gum infection is part of the problem. My primary physician has warned me about dental infections because I have a heart condition. She can write me a prescription for an antibiotic, but this is not solving the source of the problem. I am not looking for cosmetic dental services, or free services- just affordable treatment for basic fillings and/or extractions. I live on Social Security, so I can't simply write a check up front for services which is the way most dental offices operate. My only treatment is OTC pain relievers, which I have been advised to avoid because of the side effects. How do other people deal with this problem? I live in the SW Florida area.
Posted by fp568
Dental care is a lifetime endeavor - If you haven't been treated for gum disease in the past and taken action to stop the deteriorazation, then the damage continues to be done. It doesn't happen overnight; and gets worse overtime.
Have you called around to dental clinics in your area to see what they would charge for an assessment - only then can they tell you what they would do to fix the problems and the cost.
There are some Medicare Advantage plans that have a dental rider - you can look into these since we are now within the enrollment period. These are areas specific but they should be listed in your "Medicare and You" handbook or Medicare online.
AARP offers dental insurance to members.
With that said - personally, I have never found that dental insurance helps me that much with my personal routine dental care.
The University of Florida has a School of Dentistry in Naples. Many times dental schools give low cost treatment but understand you are being treated by students under the watchful eye of an instructor. Go to the link and give them a call.
If you do not get something done and the infection progresses, it can easily go to your brain.