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Is AARP Dental Insurance from Delta Dental a Rip-off?
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Medicare & Insurance
Is AARP Dental Insurance from Delta Dental a Rip-off?
Share Medicare dos and don’ts, including eligibility and supplemental insurance.
We've had AARP dental insurance for 17 months. We pay ~$115/month for dual coverage. Items that should be covered according to our contract are not. One of my crowns came out with a post attached. My
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Cat:91a4afbf-9555-4e02-b9d3-9eef604476f6Forum:c79f53c3-fa71-4e76-b517-aef042efd7ff
Cat:91a4afbf-9555-4e02-b9d3-9eef604476f6Forum:c79f53c3-fa71-4e76-b517-aef042efd7ffDiscussion:38b914c0-eede-4f74-a9f6-e9684b1071e9
Forums » Health » Medicare & Insurance » Is AARP Dental Insurance from Delta Dental a Rip-off?
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Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at May 13, 2012 1:30 PM EDT
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Posts: 483
First: December 21, 2011 Last: June 6, 2013 |
We've had AARP dental insurance for 17 months. We pay ~$115/month for dual coverage. Items that should be covered according to our contract are not. One of my crowns came out with a post attached. My dentist was able to rfe-install the crown using a longer post. He charged $300 for the post. Delta said they would reimburse $170 for such a procedure. However, that procedure is not covered. My dentist was able to save the crown. He only charged for the post. according to my contract that should be covered. I wonder what else is convieniently not covered? Frankly, I could have dropped the insurance and paid cash on the spot and i would have come out ahead. Has anyone else had such an experience? |
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Re: Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at June 15, 2012 1:23 PM EDT
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Posts: 148
First: October 13, 2009 Last: January 23, 2013 |
In Response to Is AARP Dental Insurance from Delta Dental a Rip-off?: We've had AARP dental insurance for 17 months. We pay ~$115/month for dual coverage. Items that should be covered according to our contract are not. One of my crowns came out with a post attached. My dentist was able to rfe-install the crown using a longer post. He charged $300 for the post. Delta said they would reimburse $170 for such a procedure. However, that procedure is not covered. My dentist was able to save the crown. He only charged for the post. according to my contract that should be covered. I wonder what else is convieniently not covered? Frankly, I could have dropped the insurance and paid cash on the spot and i would have come out ahead. Has anyone else had such an experience? Posted by Labrat64 Single payer dental insurance is a joke, it doesn't pay anything, I looked at the single plan, I would be better off, just saving the $30 per month premiums and just pay cash. when I was working, (retired), we, my family had dental insurance (Atena) through my employer, Union Pacific RR, it was very good, but I have no idea what it cost. I could not find any plans that would actually pay the bills with a low deductible, not any different than health care insurance. |
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Re: Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at June 17, 2012 5:05 PM EDT
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Posts: 12549
First: February 29, 2008 Last: June 16, 2013 |
In Response to Re: Is AARP Dental Insurance from Delta Dental a Rip-off?: In Response to Is AARP Dental Insurance from Delta Dental a Rip-off? : Single payer dental insurance is a joke, it doesn't pay anything, I looked at the single plan, I would be better off, just saving the $30 per month premiums and just pay cash. when I was working, (retired), we, my family had dental insurance (Atena) through my employer, Union Pacific RR, it was very good, but I have no idea what it cost. I could not find any plans that would actually pay the bills with a low deductible, not any different than health care insurance. Posted by tbanks204 I recently signed up with a company I thought with the emblems and all was indeed bc/bs dental-PPO which my dentist takes. Cost was reasonable enough. Come to find out...this was instead Florida Combined Life which has a tiny microscopic message underneath their name on the paperwork that they are "an independent licensee of bc/bs Assoc. "I complained and canceled without much of an fanfare from them as they know how misleading that is. So gotta be careful....and even then....you can get duped. I was under Humana's HMO dental plan and it wasn't any good either and you had to go to dentists on the list and some are nightmares. So---I don't know what I'm going to do now. I spend more on dental than I do on medical. |
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Re: Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at September 20, 2012 11:59 AM EDT
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Posts: 1
First: September 20, 2012 Last: September 20, 2012 |
I found the dentists in this program to be of poor quality. After several years and several dentists, I dropped the insurance. I would up having to pay a lot of money to fix problems that these dentists didn't take care of. |
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Re: Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at October 12, 2012 3:10 PM EDT
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Posts: 1
First: October 12, 2012 Last: October 12, 2012 |
I'm about to cancel my coverage after having it for about 3 months. I received great dental treatment from a network dentist; my issue is having to wait 12 months before I can get an implant. I need the implant now, before my teeth start shifting. |
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Re: Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at October 15, 2012 4:18 PM EDT
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Posts: 14725
First: January 28, 2008 Last: June 19, 2013 |
There are things like credit cards that allow payment over time, but I don't know or have a good dental insurance plan In Response to Re: Is AARP Dental Insurance from Delta Dental a Rip-off?: I'm about to cancel my coverage after having it for about 3 months. I received great dental treatment from a network dentist; my issue is having to wait 12 months before I can get an implant. I need the implant now , before my teeth start shifting. Posted by rhonjag1 |
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Re: Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at January 2, 2013 9:23 AM EST
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Posts: 2
First: January 2, 2013 Last: January 2, 2013 |
In Response to Re: Is AARP Dental Insurance from Delta Dental a Rip-off?: In Response to Re: Is AARP Dental Insurance from Delta Dental a Rip-off? : I recently signed up with a company I thought with the emblems and all was indeed bc/bs dental-PPO which my dentist takes. Cost was reasonable enough. Come to find out...this was instead Florida Combined Life which has a tiny microscopic message underneath their name on the paperwork that they are "an independent licensee of bc/bs Assoc. "I complained and canceled without much of an fanfare from them as they know how misleading that is. So gotta be careful....and even then....you can get duped. I was under Humana's HMO dental plan and it wasn't any good either and you had to go to dentists on the list and some are nightmares. So---I don't know what I'm going to do now. I spend more on dental than I do on medical. Posted by JANMB |
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Re: Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at January 2, 2013 9:26 AM EST
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Posts: 2
First: January 2, 2013 Last: January 2, 2013 |
In Response to Re: Is AARP Dental Insurance from Delta Dental a Rip-off?: I found the dentists in this program to be of poor quality. After several years and several dentists, I dropped the insurance. I would up having to pay a lot of money to fix problems that these dentists didn't take care of. Posted by jmtg |
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Re: Is AARP Dental Insurance from Delta Dental a Rip-off?
posted at January 28, 2013 8:48 PM EST
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Posts: 2
First: January 28, 2013 Last: January 28, 2013 |
In Response to Re: Is AARP Dental Insurance from Delta Dental a Rip-off?: I do not know about Delta Dental; however, if you are looking for a great dental and vision insurance I would like to recommend SAMBA Dental amnd Visiopn Plans. I have it and it is the best dental insurance I have found that does not have a lot of restrictions and false information hidden in the fine print. Please check out the attached link, maybe it could be a wonderful insurance for others seeking. http://www.sambaplans.com/DentalVision.aspx . Posted by Rapunzel55 Unfortunately, Samba is only for federal employees. |
Forums » Health » Medicare & Insurance » Is AARP Dental Insurance from Delta Dental a Rip-off?
