Alert
Close

Last chance! Play brain games for a chance to win $25,000. Enter the Brain Health Sweepstakes

AARP Membership: Just $16 a Year

Highlights

Open

Grocery Coupon Center

Powered by Coupons.com. Access to grocery coupons

Bad consumer experience?

Submit a complaint to AARP's consumer advocate

Geek Squad

Exclusive offers for members

Technical Icon

Spanish Preferred?

Visit aarp.org/espanol

10 Steps to Retirement

Do something every day to help you achieve your goals

Contests and
Sweeps

You Could Win $25,000!

Enjoy fun, challenging games and learn about brain health. See official rules.

Money
PROGRAMS

AARP Foundation Tax-Aide

You can get free, face-to-face tax assistance nationwide.

Free Lunch Seminar Monitor Program

Attend investment seminars and tell us what you find.

Money Matters Tip Sheets

Download and print out these PDFs to help with your financial matters.

AARP
Bookstore

Visit the Money Section

Enjoy titles on retirement, Social Security, and becoming debt-free.

Money & work
webinars

Learn From the Experts

Sign up now for an upcoming webinar or find materials from a past session. 

Jobs You Might Like

most popular
articles

Viewed

Recommended

Commented

Ask Sid

Who Is That Really on My Caller ID?

How telephone spoofing works.

  • Text
  • Print
  • Comments
  • Recommend

Q. How does telephone spoofing work, and is it illegal?

A. Caller ID spoofing services let callers hide their real phone number, and instead display another number on the recipient’s caller ID service, along with the name of the company or individual registered for that number. Such services, widely available on the Internet and costing as little as $10 per hour of calling time, are legal and have traditionally been used by collection agencies, police, private investigators and others who want to hide their identities.

But increasingly, scammers are using spoofing services to commit identity theft. They pretend to be calling from a bank, credit card company or a government agency, and the recipients may feel safe revealing personal information such as bank account and Social Security numbers because the name and phone number of the legitimate company or agency appears on their caller ID.

Once a scammer has subscribed to a spoofing service, getting the victim’s caller ID to display a fake number is easy. The spoofer simply enters the recipient’s number and the fake caller ID number on a Web form or telephone touchpad, and the service completes the call.

The practice has become even more widespread with the growth of the technology known as voice over Internet protocol. VoIP phone services such as Skype and Vonage use computer addresses instead of actual phone numbers to connect calls over the Internet. That means their subscribers can choose any area code and phone number that’s available in the entire country, and scammers can take advantage of that flexibility to choose a deceptive number.

Florida is the only state that has banned caller ID spoofing, making it a first-degree misdemeanor, and some other states are considering similar laws.

No matter where you live, people who have signed up for the National Do Not Call Registry can file complaints about unsolicited spoofing calls with the Federal Trade Commission or their state attorney general’s office.

The bottom line: Because spoofing is easily done and enforcement has been lax, you should never provide sensitive information to any caller. Instead, look up the number of the company that claims to be calling and dial it yourself.

Sid Kirchheimer is the author of Scam-Proof Your Life (AARP Books/Sterling).

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

You must be signed in to comment.

Sign In | Register

More comments »

your money

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

AARP Discounts on Consumer Cellular Phones and Plans

Members save 5% on monthly service and usage charges with Consumer Cellular.

financial products

Member access to financial and insurance products and services at AARPfinancial.com.

AARP Credit card from Chase

Members earn cash back rewards with their AARP® Visa® Card from Chase.

Member Benefits

Members receive exclusive member benefits & affect social change. Renew Today

Being Social

Featured
Groups

Hand holding credit cards

Pay Down Your Debt Challenge

Join others who are starting their debt-free journey. Discuss

 

savingchalleng

Savings Challenge

Have the gift of thrift? Share your tips.

Discuss