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2011 AARP Survey Of Texans Age 18+ on Payday and Auto-Title Lender Issues

AARP’s Texas Office commissioned this survey to explore the views of Texans age 18+ on payday and auto-title lender issues. The data from this survey will help to AARP Texas to further support their mission to serve 50+ Texans.

Key findings include:

  • Three-quarters of Texans 18+ oppose payday lenders charging up to 500% APR (Annual Percentage Rate).
    • High interest rates were also opposed by over eight in ten Texans 18+ who identify themselves as Democrats (88%), Republicans (82%), or  Independents (87%).
    • Ninety percent of Texans 50+ oppose payday lenders charging up to 500% APR.
    • Nine in ten AARP Texas members oppose payday lenders charging up to 500% APR.
  • Nearly two thirds (64%) of Texans 18+ support the licensing and regulation of payday lenders.
    • Licensing and regulation for payday lenders was also supported by over half of Texans 18+ who identify themselves as Democrats (53%),  Republicans (66%), or Independents (77%).
    • At least 60% of Texans 50+ support licensing and regulations for payday lenders.
    • Over six in ten (61%) AARP Texas members support licensing and regulation for payday lenders.

These results are based on a phone survey conducted between March 14, 2011 and March 16, 2011. A total of 600 Texans 18+ responded, with a sampling error of plus or minus 4 percent at a 95 percent confidence level. Survey responses were weighted to reflect the actual distribution of age and gender for the 18+ Texas population as released by American Community Survey in 2009. For more information, contact Aisha Bonner at 202-434-3531.

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