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Summary of AARP Poll of Texans Age 45+: Opinions on Payday Loan Rates and Legislation

Texans maintain a strong resistance to very high APR’s (annual percentage rate) payday and auto title lenders in the state can charge consumers. In this most recent survey of Texans age 45 and older, the majority strongly agree that Texas law should be changed to cap the APR and fees on both types of loans to consumers. Similarly, in a 2011 AARP survey, the majority of Texas adults strongly opposed both an APR of 500 percent on a payday loan and an APR of 500 percent on an auto title loan.

Key findings include:
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