Print Financial Publications
Money Matters Tip Sheets
Featured Publications
Minority Women Struggling to Save
Three out of four African American women are struggling to make ends meet. Two-thirds of Latinas are not confident they’ll have enough money for basics when they retire.
Las mujeres de grupos minoritarios luchan por ahorrar
Tres de cada cuatro mujeres africano-norteamericanas tienen problemas para llegar a fin de mes. Dos tercios de mujeres latinas no están seguras de tener el dinero suficiente para gastos básicos cuando reciban su jubilación.
Hojas de consejos prácticos en español
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Here are tip sheets on the full range of Money Matters that are on your mind. Have questions about creating a budget, cutting costs, or the basics of 401(k) plans? Here are the answers. Want to know more about investment scams or college savings plans? There’s a tip sheet for you. Each has specific “to-do” list to set you on your way.
You can print the ones you can use. Pick a topic to share with a friend. Distribute them in a community newsletter. And let us know how you like them or other topics you’d like to know more about.
| Saving and Planning | |
| Your Road to Retirement | Getting started planning for retirement. |
| Savings Tips | Tips to save more and spend less. |
| Working with a Financial Professional | Learn about professionals who can help you manage your finances. |
| Where to Park Your Savings | Short-term savings vehicles such as CDs, money market and savings accounts. |
| Cost Cutting Tips | Practical ways to reduce your spending. |
| Managing Debt | Tips and a worksheet to help you manage debt. |
| Two Earner Families | Special financial tips for couples. |
| Improving Your Credit | Steps to ensure your credit. |
| Your Job and Your Future |
Consider salary and benefits when selecting a job. |
| College Savings Plans | How to finance your child’s college education without jeopardizing your retirement. |
| Timing Your Retirement | Useful financial and lifestyle information to help you decide when to retire. |
| Spending Down Your Assets in Retirement | Plan how to spend down your assets so they will last as long as you do. |
| Investing | |
| Investing Tips | How to maximize your investing dollar. |
| Investing in Stocks | Tips on investing in public companies by investing in stocks. |
| Investing in Bonds | Learn about corporate and government debt instruments that pay regular dividends. |
| Investing in Mutual Funds | Find out the ins and outs of mutual funds investing. |
| Pensions | Learn all about traditional pensions. |
| IRAs | How Traditional and Roth Individual Retirement Accounts work. |
| 40l(k) Plans | How to contribute to a retirement plan where you work. |
| Cash Balance Plans | A new type of pension that combines features of traditional pensions and 401(k) plans. |
| Annuities |
The basics of buying insurance that pays a regular stream of retirement income. |
| Managing Assets | |
| Managing Your Money in Retirement | How to develop a plan to manage your money so it lasts as long as you do. |
| Taxes and Retirement | How taxes impact your income before and after retirement. |
| Social Security | When you can start collecting Social Security and the advantage of waiting. |
| Estate Planning | Make sure your property goes where you want it to go after you are gone. |
| Protecting Assets | |
| Signs of a Scam | Avoid the “too good to be true” investment schemes. |
| Ponzi Schemes | Promises of very high returns signal the scheme will inevitably fail. |
| Viaticals | The risks of cashing in your own life insurance or investing in someone else’s policy. |
| Choosing Suitable Investments | Know your investment goals, needs, and tolerance. |
| Predatory Sales Practices | How to resist the pressure tactics swindlers use. |
| Housing and Mortgage | |
| Housing | How to pick where to live after retirement. |
| Mortgages | What if you pay off a current mortgage, get a better one, or a new one. |
| Struggling to Make Mortgage Payments | Avoid foreclosure and recognize mortgage rescue scams. |
| Insurance | |
| Life Insurance | Do you need life insurance, what type and how much. |
| Insuring Against Risk | Minimize the costs for auto, home, disability and disaster insurance. |
| Women and Finance | |
| Financial Security Issues for Women | Women have their own issues when planning for retirement. |
| Financial Security Tips in Spanish | |
| Planes 401 (k) | |
| Consejos para reducir gastos | |
| Cómo mejorar su crédito | |
| Administrar las deudas | |
| Pensiones | |
| Consejos prácticos para ahorrar | |
| Seguro Social | |
| Su camino a la jubilación | |
| Planes de ahorro para educación | |
| Vivienda | |
| Seguridad financiera Temas para mujeres | |
| Hipotecas | |
| Herramienta de autoevaluación de los sueños para la jubilación | |
| Síntomas de una estafa | |
| Eligiendo el momento oportuno para jubilarse | |
| Asuntos especiales para familias de doble ingreso | |
| Donde colocar sus ahorros | |
