Help pack a million meals for struggling seniors on Sept. 11. Volunteer today



Contests and

Driver Safety

Piggy bank on the road - AARP Driver Safety

Take the new AARP Smart Driver Course!

Happy African American couple

AARP Books

Visit the Books Section

Enjoy titles on retirement, Social Security, and becoming debt-free.

Jobs You Might Like

most popular


Financial Freedom

Recession Strongly Affects African Americans

Improve your financial situation through benefit programs and learning new skills.

Smiling Senior Woman

— © Corbis

Improve Your Situation

While some African Americans may have the luxury of friends and family to help, others may not be so fortunate. Here are a few potential strategies that can help you improve your financial situation and turn things around.

  • Use benefit programs. Explore what public and private benefit programs exist that can help you weather this financial storm. You may qualify for benefits to help to pay for food, utilities, health care, and medicine with Benefits QuickLINK, our easy online screening tool.
  • Cut costs. Look for ways to cut costs and you could save hundreds of dollars a month.  Cut your spending and stick to a budget before tapping into your retirement savings.

  • Seek financial information. Investigate what additional resourcesmay be available. Use these resources to build financial security. While a number of websites offer good financial information, many African Americans age 45+ are not taking advantage of them.  According to the AARP survey, only one in 10 (11 percent) consulted online resources about financial planning.  

  • Enhance job skills Learn more about AARP job fairs, the National Employer Team, and the AARP Foundation WorkSearch program. African Americans studied were more likely than the general population to enhance job skills and career training.  Thirteen percent have enrolled in training to qualify for different types of job, and 18 percent have attended job fairs to enhance their career orjob search efforts

   See also: Boomers Face a Saving's Deficit >>

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts


Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.


The Cheap Life

Jeff Yeager Cheap Life Ultimate Cheapskate AARP YouTube web series save money

Catch the latest episode of The Cheap Life starring Jeff Yeager, AARP's Ultimate Cheapskate. Watch

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Member Benefits HomeServe

Members can protect their homes with comprehensive repair plans from HomeServe.

AARP Credit card from Chase

Members can get cash back rewards on purchases with the AARP® Credit Card from Chase.

Woman holding smartphone in city, Google map tool

Members can find discounts on the go via the AARP® Member Advantages Offer Finder app.

Member Benefits

Join or renew today! AARP members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Find more ways to redeem points


Advance your skills. Transform your career.

Explore your learning possibilities.