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Refinancing? Should You Move to a 15-Year Mortgage?

Record low rates luring many to choose shorter loan

                     Related
                     • Mortgage Payoff Calculator
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                     • Should you pay off your mortgage?

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— Samuel Hicks/Gallery Stock

With interest rates for 15-year mortgages at record lows, it’s not surprising that a growing number of homeowners are choosing to refinance with 15-year loans instead of the traditional 30-year. The payback for older Americans could mean paying off the mortgage before retirement, but there are some pros and cons to consider. … Back to Article

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