Alert
Close

We’re Giving Away $50,000! Enter Now. See Official Rules

Highlights

Open

Contests and
Sweeps

Driver Safety

Piggy bank on the road - AARP Driver Safety

Take the new AARP Smart Driver Course!

Happy African American couple

AARP Books

Visit the Books Section

Enjoy titles on retirement, Social Security, and becoming debt-free.

Jobs You Might Like

most popular
articles

Viewed

Should You Buy Vision Insurance?

How to weigh the cost vs. benefits of an eye-care plan

5.  Vision benefits packages can give you peace of mind in knowing that if the costs of your eye care soar beyond your expectations, you’re still covered. Just remember: You’ll be paying a fixed amount in premiums whether you use the plan’s full value of services or not.

6.  When considering either type of plan, try to calculate what it would cost you to pay the entire bill yourself. Then compare that with the plans’ cost of premiums plus the out-of-pocket costs you’d have to cover.

7.  Other factors to keep in mind for either type of plan is whether it covers services by a favorite optometrist and whether the locations for services in general are convenient. To avoid unpleasant shocks, you should also find out what’s not included in a plan before signing up.

8.  If you don’t have a vision plan, some eye doctors will make financial arrangements if you’re facing financial hardship.

9.  Americans who take part in vision insurance plans are twice as likely to schedule an eye exam as those who don’t, according to the National Association of Vision Care Plans. That can be crucial for your health in general. “A very thorough eye exam will catch eye disease and discover health issues you may not have known you have, such as high blood pressure, diabetes, even brain tumors,” says Burt Dubow, an optometrist at Insight Eye Care in St. Cloud, Minn.

Also of interest: The best foods for eye health. »

Tamara E. Holmes is a Maryland-based journalist who writes about health, wealth and careers.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

          

Tell Us WhatYou Think

Please leave your comment below.

Advertisement

The Cheap Life

Jeff Yeager Cheap Life Ultimate Cheapskate AARP YouTube web series save money

Catch the latest episode of The Cheap Life starring Jeff Yeager, AARP's Ultimate Cheapskate. Watch

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Member Benefits HomeServe

Members can protect their homes with comprehensive repair plans from HomeServe.

AARP Credit card from Chase

Members can get cash back rewards on purchases with the AARP® Credit Card from Chase.

Woman holding smartphone in city, Google map tool

Members can find discounts on the go via the AARP® Member Advantages Offer Finder app.

Member Benefits

Join or renew today! AARP members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Find more ways to redeem points

Advertisement

Advance your skills. Transform your career.

Explore your learning possibilities.