Deliver Help and Hope to Hungry Seniors This Thanksgiving Season. Donate



Driver Safety

Piggy bank on the road - AARP Driver Safety

Take the new AARP Smart Driver Course!

Happy African American couple

AARP Books

Visit the Books Section

Enjoy titles on retirement, Social Security, and becoming debt-free.

Jobs You Might Like

most popular


Issue Brief

Preventing the Misleading Use of Senior Designations—What States Should Do

Financial services sales professionals use certifications or designations to differentiate themselves.  They use so-called senior designations to show they are experts in retirement investing or investing by older customers.  The Financial Industry Regulatory Authority (FINRA) maintains a listing of designations on its website, but it is not all-inclusive.

The criteria to obtain different designations vary widely.  Only 17 percent of the designations listed in the FINRA database had some sort of public disciplinary process, and a little over half allow investors to check the status of a person holding the designation online.  Individual consumers can be confused by these designations.  Respondents to a FINRA survey had trouble differentiating between a fictitious designation and real ones.

The North American Securities Administrators Association (NASAA) and the National Association of Insurance Commissioners (NAIC) have adopted model rules to regulate the use of the designations.  States should adopt and vigorously enforce both model rules.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts


Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.


The Cheap Life

Jeff Yeager Cheap Life Ultimate Cheapskate AARP YouTube web series save money

Catch the latest episode of The Cheap Life starring Jeff Yeager, AARP's Ultimate Cheapskate. Watch

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Member Benefits HomeServe

Members can protect their homes with comprehensive repair plans from HomeServe.

AARP Credit card from Chase

Members can get cash back rewards on purchases with the AARP® Credit Card from Chase.

Woman holding smartphone in city, Google map tool

Members can find discounts on the go via the AARP® Member Advantages Offer Finder app.

Member Benefits

Join or renew today! AARP members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Find more ways to redeem points


Advance your skills. Transform your career.

Explore your learning possibilities.