If your banker, broker, or tax adviser hasn't yet pitched you on moving money from your individual retirement account to a Roth IRA, expect a call. As of January 1, anyone, regardless of income, can transfer funds from a traditional IRA, whose withdrawals are taxed, to a Roth, whose withdrawals aren't. A lot of financial pros are eager (maybe too eager) for you to switch, and the government has chipped in with a one-time incentive. … Back to Article
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