Most people have to think about buying long-term-care (LTC) insurance. Your parents may be considering it, whether they’re still working or retired. The purchase often presents the most nagging insurance question for people over 50.
What’s more, LTC coverage may not be necessary or affordable. Before buying, take the following into account:
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- Discounts on travel and everyday savings.
- Subscription to AARP The Magazine.
- Free membership for your spouse or partner.