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What Does My Home Insurance Cover?

5 unusual claims that can test the limits of your policy

10 Least Expensive States
for Homeowners Insurance

1. Idaho
$387 per year
2. Utah
$432 per year
3. Oregon
$439 per year
4. Washington
$471 per year
5. Wisconsin
$503 per year
6. Delaware
$535 per year
7. Ohio
$565 per year
8. Maine
$572 per year
9. Pennsylvania
$586 per year
10. Kentucky
$601 per year
U.S. Average
$791 per year

Source: Insurance Information Institute (average annual premiums based on 2008 data)

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Vivian Vasallo, AARP Foundation's vice president of housing, talks about emergency preparedness at home for older Americans. Read

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