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today's tip
on debt
Is My Family Responsible for My Debts?
Here's what you need to know before you borrow or buy on credit. read
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Community
Got tips, stories and advice to share about overcoming debt challenges? Join the Pay Down Your Debt Challenge Community now.
more about
debt
When to Use Retirement to Pay Debt
Most of the time it's not worth raiding your nest egg, but this loan can be the exception. read
Who Has the Best Credit Ratings?
Take this quiz and find out. You may be surprised. Do
Debt Management vs. Debt Settlement: Which Is Best?
Need help getting out of debt? Here's expert advice on two options. read
4 Secrets About Credit Card Companies
You have more leeway with your creditors than you think. Here are four secrets they won't share with you. read
How to Handle Rude and Abusive Debt Collectors
The calls can be unnerving. Here's what these people can and can't say to you. read
5 Habits That Get, and Keep, You in Debt
Don't let these patterns take you off the path to financial freedom. read
Quiz: Will It Hurt My Credit?
You'll be surprised at which things impact your FICO score, credit rating. Try our online quiz Do
4 Ways to Effectively Dispute Mistakes in Your Credit Reports
Here's how to get these errors removed from your account. read
3 Unique Ways to Chip Away at Debt
Volunteer opportunities, peer-to-peer loans and life insurance can help. read
Pay Off Debt or Save for Rainy Day?
Here's how you can have the best of preparing for a rainy day, while wiping out your debt. read
6 Steps to a Realistic Debt Repayment Plan
Tips to help you pay off your debt sooner rather than later. read
Don't Spend What You Don't Have
Going shopping? Take a buddy, a budget and a stopwatch with you to avoid overspending. read
Which Credit Card Should You Pay Off First?
You can tackle high-interest rates or high balances. Here's what to expect when you take either approach. Read
Mortgage Debt in Retirement
Living off of your nest egg with a house note wasn't the plan. Chip away at it with these tips. Read
Lessons Learned From the Debt Challenge
The Money Coach and AARP members share best advice on getting out of debt. read
Why You Need Both a 'Rainy Day' and an Emergency Fund
Here's how much to set aside for surprise expenses — big and small. read
10 Tips for Negotiating With Credit Card Companies
If you're looking to lower your rate or waive a fee, here's how to ask. read
Improve Your Credit Score With These Simple Secrets
Learn how to take your credit score from good to great with these expert tips. read
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