Any credit repair company that promises to remove legitimate bad debts from your credit history is lying. Under the Consumer Credit Protection Act, such information remains on your credit report — which determines your credit score — for about seven years. Shady credit repair firms often deluge credit bureaus with frivolous disputes to make bad debts disappear — but only temporarily. For help, check out the National Foundation for Credit Counseling at 1-800-388-2227 (nfcc.org), which represents agencies that can advise about a plan to improve your credit score. … Back to Article
You can get weekly email alerts on the topics below. Just click “Follow.”Manage Alerts
The Cheap Life
Discounts & Benefits
From companies that meet the high standards of service and quality set by AARP.
Members can protect their homes with comprehensive repair plans from HomeServe.
Members can get cash back rewards on purchases with the AARP® Credit Card from Chase.
Members can find discounts on the go via the AARP® Member Advantages Offer Finder app.
Join or renew today! AARP members receive exclusive member benefits & affect social change.
Rewards for Good
Your Points Balance:
Earn points for completing free online activities designed to enrich your life.
Featured ways to earn points:
Redeem your points to save on merchandise, travel, and more.