Insulate your hot water lines. Preformed foam insulation jackets slip over hot water pipes in your basement. You could easily lower your energy bill by $40 per year.
Wait to upgrade your phone. Keep using your phone after you've paid it off, and drop the extended warranty. Total monthly savings: $45.
And replace dead or dying phone batteries. Order another battery online — for about $40 at several easy-to-find sites. You'll save up to $45 a month if you don't have to buy a new phone.
Buy bulk movie tickets. Tickets can cost $12.69 at an AMC theater. You can get 10 tickets shipped free from Costco.com for $91.98. Savings: $34.90. Regal offers AARP members $9.50 tickets online.
Don't pay for redundant virus protection. Add-on software can cost $25, but your PC likely came with virus protection already loaded. Or try a free program such as Avast.
Have a Gmail account with Google? Set up the calendar to send email reminders when bills are due. This will help you budget and could save you $35 on a single late fee.
Parking at the airport? Prebook your long-term parking. At Phoenix Sky Harbor airport, parking is about $7 less a day if you prepay through its website. Savings: $28 over four days. AARP members can check savings at ParkRideFlyUSA.com.
Have your computer search for savings. Honey (joinhoney.com) is a free extension you add to your web browser. When you shop online, click on the icon and it searches for coupons. For example, while shopping for a refrigerator at Sears, Honey found a code for an extra $35 off.
Get cell service from a mobile online network operator such as Tello or Ting. You'll pay full price for your phone, but after that you could save about $30 per month over major carriers.
Check out your local open mic. Enjoy great music without forking over $50 for a concert ticket. Open mics are free or cheap. Some performers are diamonds in the rough, but that's part of the fun.
Split the costs of memberships. For example, an Amazon Prime account can be shared between two adults and up to four kids in a household. Potential savings: $49.50 a year.
Visit a massage school. A massage can cost $60 an hour. The Arizona School of Massage Therapy, as one example, charges $25 for a 50-minute massage. Savings: $35.
And get a beauty-school haircut. Empire Beauty Schools, for example, ask $9 for a cut. That's $34 less than the usual cost of a woman's haircut.
Attend spring training. See how your favorite baseball players work with their coaches — for free! Check out springtrainingconnection.com for locations and schedules. Savings: $30 (the average price of a ticket to a major league game).
Create an annual holiday: Apple Day! Once each autumn, visit a pick-your-own farm and stock up on apples. You'll pay about half what a store charges. So if you pay $18 to pick half a bushel, you'll save $24.
Buy tea in bags, not bottles. Twelve bottles of iced tea can cost $36 if bought individually. Teabags are about 10 cents apiece. Add two teaspoons of sugar at about 4 cents and make an equivalent amount of iced tea for $1.48. Your savings total more than $34.
Celebrate your birthday with free eats. The website Thrillist has a list of 75 major food chains that offer free items on your special day. Benihana restaurants, for exam- ple, offer $30 off during your birthday month.
99 Great Ways to Save
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