What if you're suddenly faced with a major bill for repairing your car? Or you have unexpected medical expenses? The Harris research organization found in a 2010 poll that 27 percent of respondents had no personal savings at all. Bad idea — you don't want to be selling jewelry or tapping friends for loans when you need money in a hurry. So if you're one of these non-saving folks, set up a rainy-day fund now before you get in a real jam. It can be easier than you think, experts say. … Back to Article
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