Alert
Close

AARP hosts National Caregiving Forum on Wednesday, July 8, at 11:30 a.m. ET. Watch here

Highlights

Open

Contests and
Sweeps

Driver Safety

Piggy bank on the road - AARP Driver Safety

Take the new AARP Smart Driver Course!

Happy African American couple

AARP Books

Visit the Books Section

Enjoy titles on retirement, Social Security, and becoming debt-free.

Jobs You Might Like

most popular
articles

Viewed

Save a Buck

Free Credit Scores—Really

Is it possible? A really free credit score?

Some sites promise a free credit score, but only as part of a “free trial” of another product such as a credit-monitoring service. If you don’t cancel the trial in time, your credit card is charged.

Now you can get that magic number absolutely free from Credit Karma and Quizzle. You will have to sign up and provide personal information, including your Social Security number. If you try both sites, you may notice a difference in the scores you get. That’s because Quizzle gives you the Experian score, and Credit Karma the TransUnion score. These two credit-reporting bureaus use slightly different calculation methods.

“Remember that these free scores are not FICO scores,” says Curtis Arnold, CEO of CardRatings.com. “The FICO score, developed by Fair Isaac Corp., is still the Cadillac of credit scores and is the one that most lenders use. These free scores may give you a false sense of security.”

Equifax and TransUnion will also send you your FICO score—but not for free.

Cathie Gandel is a freelance writer based in Bridgehampton, N.Y.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Advertisement

The Cheap Life

Jeff Yeager Cheap Life Ultimate Cheapskate AARP YouTube web series save money

Catch the latest episode of The Cheap Life starring Jeff Yeager, AARP's Ultimate Cheapskate. Watch

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Member Benefits HomeServe

Members can protect their homes with comprehensive repair plans from HomeServe.

AARP Credit card from Chase

Members can get cash back rewards on purchases with the AARP® Credit Card from Chase.

Woman holding smartphone in city, Google map tool

Members can find discounts on the go via the AARP® Member Advantages Offer Finder app.

Member Benefits

Join or renew today! AARP members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Find more ways to redeem points

Advertisement

Advance your skills. Transform your career.

Explore your learning possibilities.