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En español | Ready for some great ways to save money? Here are 99 tips, many sent in by readers like you. Whether you're trying to find cheaper travel options or get discounts when you shop, these frugal favorites spotlight the first rule of saving: Spend less!
Save even more by checking out our savings tips from 2011 and 2010.
Jeff Yeager | Savings Expert
Jean Chatzky | Financial Ambassador
Lynnette Khalfani-Cox | The Money Coach
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