Get free help preparing your taxes from AARP Foundation Tax-Aide. Find a location



Rewards for Good Sweepstakes
Win an ARRP Real Pad Tablet - Tribute to an Ancestor Contest

Contests and

Rewards for Good Sweepstakes

Learn about Rewards for Good and you could win $25,000! See official rules.

Driver Safety

Piggy bank on the road - AARP Driver Safety

Take the new AARP Smart Driver Course!

AARP Books

Visit the Money Section

Enjoy titles on retirement, Social Security, and becoming debt-free.

Jobs You Might Like

most popular


12 Ways to Stay Cool and Save Money

Conserve energy and reduce your electric bill without blasting your AC

You might have seen special cooling pillows advertised on TV that claim to help you stay cooler when sleeping on hot summer nights. You can make your own "chill pillow" by keeping a 5- or 10-pound bag of rice in the freezer during the day (still sealed in its unopened plastic bag), and then putting the bag in a pillowcase for nighttime use. The rice retains the cold for at least a couple of hours. That should be enough time for you to fall asleep and dream of cooler temperatures and sushi rolls.

If you keep your wrists cool, it tends to cool your entire body, since blood vessels there are so close to your skin's surface. I make cooling summertime wristbands by repurposing worn-out tube socks. I cut them into strips (like thick rubber bands), dampen them and keep a supply in the freezer for when I need a quick cool-down. Plus they're kind of stylish!

Although it's a longer-term strategy, planting as few as three shade trees in strategic places around your house can reduce indoor temperatures by as much as 20 degrees (once they're mature, of course). Plus, the U.S. Forest Service estimates that a single mature tree can add more than $600 to your home's value. That's what I call a growing investment, or an investment worth growing!

Last but not least, cold showers, baths, trips to the local swimming hole, and old-fashioned squirt guns are how this cheapskate is going to be keepin' it cool this summer. Anybody up for a water balloon fight?

Jeff Yeager is the author of three books: The Ultimate Cheapskate's Road Map to True Riches, The Cheapskate Next Door and Don't Throw That Away. His website is and you can friend him on Facebook at or follow him on Twitter at!/jeffyeager.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts


Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

The Cheap Life

Jeff Yeager Cheap Life Ultimate Cheapskate AARP YouTube web series save money

Catch the latest episode of The Cheap Life starring Jeff Yeager, AARP's Ultimate Cheapskate. Watch

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Life insurance: you are covered rain or shine

Exclusive annuities for members from AARP Lifetime Income Program from New York Life.

AARP Credit card from Chase

Members can get cash back rewards on purchases with the AARP® Credit Card from Chase.

member benefit aarp financial service auto insurance

AARP® Auto Insurance Program from The Hartford offers members no-cost quotes.

Member Benefits

Join or renew today! AARP members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Find more ways to redeem points

Advance your skills. Transform your career.

Explore your learning possibilities.