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Great Ways to Save

Save on Your Taxes

Get a tax credit, redeem that bond

Saving Money Taxes

— Chris Mueller/Redux

Millions are looking for ways to shave dollars and dimes from their daily expenses. To share your own tips, send us an e-mail telling us how you save. You can save money on everything, but here's how you can get started saving on your yearly tax bill.

Sell stock and mutual fund shares. Selling equities at a loss cuts your tax liability by offsetting capital gains, but this year you might consider selling winners. After 2010, the maximum capital gains rate is scheduled to go up to 20 percent, from 15 percent.

Max out on employer matches of IRA or 401(k) contributions, or you could be leaving money on the table.

Free online calculators can help you make decisions on tough money issues like retirement, investing and insurance. At choosetosave.org, operated by the Employee Benefit Research Institute, you can find several specialized number-crunchers.

Next: Explore energy tax credits. >>

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